Simon Weinstock is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Penn Mutual and Star Lite Brokerage. Outside of his advisory role, he is involved in recruiting, training, and managing financial professionals through his life insurance brokerage, Gedid Financial Alliance, and serves as a court-appointed guardian for two adults. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, providing clients with custody, execution, and brokerage services alongside investment advice.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2010. Outside of his advisory role, he provides disability and health insurance consulting services and is a partner at Q6 Group, LLC, involved in the sale and service of various insurance and financial products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships providing discretionary and non-discretionary account options.

Claire Gallagher is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 10 years of industry experience. She has worked at Hornor, Townsend & Kent since 2016 and has been affiliated with Penn Mutual Life Insurance Co since 2015. Outside of her advisory role, she is involved with the Children's Research Medical Foundation as an Emerging Leader Member, participating in fundraising events. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, combining advisory services with custody, execution, and brokerage capabilities.

David Chabbott is a financial advisor at Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 designations with one year of industry experience. Prior to joining Hornor, Townsend & Kent, he worked at Power Forward Group and has a background in the coffee industry, including leadership roles at Coperaco Coffee LLC and Gillies Coffee Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates a dual registered advisory and broker-dealer platform, managing both discretionary and non-discretionary assets through a network of advisers and third-party asset managers.

Anthony D'angelo is a financial advisor at Hornor, Townsend & Kent, LLC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Penn Mutual Life Insurance Company, The Leaders Group Inc, Gideon, Equitable Advisors, and AXA Advisors. In addition to his advisory role, he is involved in insurance brokerage and serves as proprietor of Aurelius Legacy Partners, a multi-line insurance firm, and holds a board position with Asset-Map Holdings, Inc., providing consulting and training services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, offering financial planning, advisory programs, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a focus on tailored asset allocation and diversification strategies supported by third-party asset managers.

Amedeo Granata is a CFP® with over 31 years of experience in the financial services industry. He is affiliated with Hornor, Townsend & Kent, LLC and Penn Mutual Life Insurance Company, where he has worked since 2003. Granata is also involved in life insurance brokerage through his role as an agent at Granata & Associates, focusing on life, health, disability, and long-term care insurance as well as retirement planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a range of investment and brokerage services supported by third-party asset manager relationships.

Evan Pollack is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and Trillium Management. Outside of his advisory role, Pollack owns A & E Machines LLC, a service business focused on short-term rental of heavy machinery assets. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services with a broad network of advisers and third-party asset manager relationships, managing over $8 billion in discretionary assets.

Darrell Marques is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 26 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2004. Marques is also active as an insurance agent specializing in multi-line insurance and life insurance brokerage, including portfolio construction for advisory accounts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, providing advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and discretionary and non-discretionary account options.

Robert Kaslander III is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at Penn Mutual, MassMutual, and Northwestern Mutual. Outside of his advisory role, he is also involved in life insurance brokerage with Empire Wealth Strategies and participates as a financial advisor with the Power Forward Group team. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, supporting a range of discretionary and non-discretionary account options with over $8 billion in discretionary assets under management.

Robert Eichler is a CFP® professional with 33 years of experience, currently serving at Hornor, Townsend & Kent, LLC since 1993. He has maintained a long-term affiliation with Penn Mutual Life Insurance and holds multiple roles in insurance brokerage, including ownership of CCL Financial Group and involvement with other insurance enterprises. Eichler also serves as president of the board and faculty at the New York Center for Financial Studies and holds board memberships with organizations such as Finseca. Hornor, Townsend & Kent (HTK) provides advisory programs, financial planning, and retirement plan consulting to individuals, trusts, businesses, and charitable organizations. The firm operates a dual SEC-registered investment adviser and FINRA-member broker-dealer platform, managing both discretionary and non-discretionary assets with a network of advisers and relationships with third-party asset managers.

Samuel Schiff is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and 16 years of industry experience. His career includes roles at Tritium Private Wealth Strategies and Momentum Advanced Planning LLC. He is also involved in life insurance brokerage, providing sales and services for multiple carriers, including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, managing a broad range of assets and employing third-party asset managers under a supervisory framework.

Stephen Herman is a financial advisor at Hornor, Townsend & Kent, LLC with 58 years of industry experience. He holds the designations CLU and CHFC and has been affiliated with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 1962. Herman serves on the executive committee of a Boy Scouts council, overseeing finances and investments as part of his voluntary community involvement. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a range of account options and third-party asset manager relationships under a comprehensive supervisory framework.

Jeffrey Weiner is a financial advisor at Hornor, Townsend & Kent, LLC with 42 years of industry experience. He holds a Series 63 designation and has worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2010. Outside of his advisory role, he founded a networking group for business owners and decision makers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

Stuart Appel is a financial advisor at Hornor, Townsend & Kent, LLC with over 32 years of industry experience. He has been with Hornor, Townsend & Kent since 1993 and also maintains a longstanding relationship with Penn Mutual Life Insurance Company. Appel engages in multiple insurance brokerage activities, including life, disability, and employee benefit sales, serving specialized markets such as medical professionals. Hornor, Townsend & Kent serves a diverse client base including individuals, trusts, businesses, charitable organizations, and retirement plans. The firm offers advisory programs, financial planning, and retirement plan consulting through a platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options.

Michael Dayan is a financial advisor with Hornor, Townsend & Kent, LLC. He holds Series 63 and Series 65 licenses and has three years of industry experience, including prior roles at Safra National Bank of New York, Real Essentials, and Bank of America. Outside of advisory work, he serves as an assistant in an insurance brokerage affiliated with Penn Mutual, focusing on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory and broker-dealer services, offering a range of account options and working with third-party asset managers to tailor investment strategies.

Hunter Gimbel is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Co since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisors, offering financial planning, advisory programs, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of account management options and maintaining relationships with third-party asset managers.

Ruvin Levavi is a financial advisor at Hornor, Townsend & Kent, LLC with seven years of industry experience. He holds a Series 66 designation and has worked at Hornor Townsend & Kent since 2017, with prior roles at Penn Mutual Life Insurance Company and New York Life Insurance Company. Outside of financial advising, he is involved in estate planning and trust drafting as an attorney and serves as an officer on the board of directors for Yeshivah of Flatbush. He is also a partner in WeThemOnes, an athlete-focused brand that emphasizes inclusive storytelling and merchandise production. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers. The firm offers advisory programs, financial planning, and retirement plan consulting, operating both as an SEC-registered advisory firm and a FINRA-member broker-dealer.

Charles Chomali is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors and Penn Mutual Life Insurance Company. In addition to his advisory role, he is engaged in insurance brokerage activities related to Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs, financial planning, and retirement plan consulting. The firm offers both SEC-registered advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

James Cooney is a financial advisor at Hornor, Townsend & Kent, LLC with 14 years of industry experience. He holds the Series 66 credential and has worked at Hornor, Townsend & Kent since 2017, previously spending three years at MetLife Securities. Outside of his advisory role, he is active in multi-line insurance brokerage through several enterprises including Empire Wealth Strategies and 1847 Financial, where he focuses on insurance sales and service with multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm provides both advisory and broker-dealer services, including custody and execution capabilities, and manages a substantial portfolio of discretionary and non-discretionary assets.

David O Connell is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc since 2010. In addition to his advisory role, he is involved in multi-line insurance brokerage activities, including the sales and service of life, health, disability, and long-term care insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers a dual-registered platform combining SEC advisory services with broker-dealer capabilities, supporting tailored investment strategies and managing approximately $8.4 billion in discretionary assets under management.

John Gurrieri is a financial advisor with Hornor, Townsend & Kent, LLC, holding the CFP® designation and Series 66 license. He has 14 years of industry experience and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2015. In addition to his advisory role, he is involved in multiple insurance brokerage activities through firms such as Empire Wealth Strategies and Black Belt Wealth Advisory, focusing on life, disability, and property/casualty insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, supporting discretionary and non-discretionary accounts with third-party asset manager relationships and a broad range of investment and custody capabilities.

Marie Tracy is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. She has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2011 and has been associated with Anthony M. Cicitta Jr., CPA, PC since 2005. Tracy is involved in life insurance brokerage and financial services, providing insurance sales and client support. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing approximately $8.37 billion in discretionary assets and offering a range of investment advisory and brokerage services.

Christopher Devito is a financial advisor at Hornor, Townsend & Kent, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hornor Townsend & Kent and Penn Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in multi-line and life insurance brokerage through agencies including Empire Wealth Strategies and Power Forward Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options.

Brian Lynch is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, and Penn Mutual. Outside of his advisory role, he owns One Stop Solutions, LLC, a firm offering insurance planning, financial consulting, investment consulting, and tax planning services. Hornor, Townsend & Kent serves individuals—including high-net-worth clients—trusts, businesses, charitable organizations, and retirement plans through a broad advisory platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

Scott Francis is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Penn Mutual Life Insurance Company and Allied Wealth Partners, among others. In addition to his advisory role, he serves as a member of the Hopatcong Board of Education. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, offering a range of discretionary and non-discretionary account options alongside custody and brokerage services.

Zachary Rawlings is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Mass Mutual Investors Services and Penn Mutual Life Insurance Company. Outside of his advisory role, he owns and operates Contego Advisors, a life insurance brokerage, and also serves as an independent fact checker for insurance and investment articles with Bottom Line Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered adviser and FINRA-member broker-dealer.

Anthony Cicitta Jr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has been with Hornor Townsend & Kent since 2011 and also maintains a CPA practice focused on tax and accounting services. Cicitta is involved in life insurance brokerage and wealth management services that include life insurance, annuities, and approved securities products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, offering a range of discretionary and non-discretionary account options and maintaining over $8 billion in discretionary assets under management.

Paul Vignone is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 44 years of industry experience. He has been with Hornor, Townsend & Kent since 1998 and has over three decades of experience with Phoenix Home Life. Outside of his advisory role, he is active in multiple insurance brokerage ventures and serves as a literary agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning services. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering a range of investment and brokerage capabilities along with third-party asset manager relationships.

Thomas Riley is a financial advisor at Hornor, Townsend & Kent, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Penn Mutual Life Insurance Company and The Hotaling Group. In addition to his advisory role, he is involved in multiple insurance brokerage ventures, focusing on life and property/casualty insurance sales. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, working with third-party asset managers to provide both discretionary and non-discretionary portfolio management.

Sara Faitelson is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and possessing 17 years of industry experience. She has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. In addition to her advisory work, she owns a divorce consulting business focused on pre- and post-divorce financial planning and operates insurance brokerage firms offering life, health, disability, and long-term care insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing a range of advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities and manages both discretionary and non-discretionary assets through third-party asset manager relationships.

Edward Condura is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Hornor, Townsend & Kent, Inc. since 1997. In addition to his advisory role, Condura operates insurance brokerage businesses, providing insurance sales and related services through entities under his name. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement consulting. The firm combines advisory and broker-dealer services, offering discretionary and non-discretionary account options and collaborating with third-party asset managers as part of its investment approach.

Ronald Duswalt is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and ChFC® designations and over 40 years of industry experience. He has been with both Hornor Townsend & Kent and Penn Mutual Life Insurance Company for more than two decades. Outside of his advisory role, Duswalt is a proprietor of a life insurance brokerage and provides consulting on divorce and financial matters. He also serves as a board member for the Visiting Nurse Service and Hospice of Suffolk, Inc. and participates as an educational speaker on financial topics. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, managing a diverse platform that includes third-party asset managers and discretionary and non-discretionary accounts.

William Oetker is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and bringing 21 years of industry experience. He has been affiliated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent Inc. since 2014. Outside of his advisory role, he is actively involved in life insurance sales for multiple carriers through his work as an agent with Empire Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

Robert Feiner is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 license and bringing 25 years of industry experience. He has worked at Hornor, Townsend & Kent since 2015 and has been affiliated with Penn Mutual Life Insurance Company since 1990. Feiner is also involved in life insurance brokerage through his roles at The Feiner Group and Empire Wealth Strategies, focusing on insurance sales and services for multiple carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Kristina Duswalt is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. She holds Series 65 and Series 66 licenses and has prior work experience at The Walt Disney Company and Wealthspring Capital. In addition to her advisory role, she assists with insurance sales and service, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a multi-billion-dollar asset base through a combination of discretionary and non-discretionary account options.

James Knox is a ChFC® with 46 years of industry experience. He has worked with Hornor, Townsend & Kent, LLC and Penn Mutual since 2004. In addition to his advisory role, he is involved in life insurance brokerage with multiple carriers, including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, providing custody, execution, brokerage services, and a range of investment solutions managed through third-party asset managers.

Joshua Baer is a financial advisor at Hornor, Townsend & Kent, LLC in New York, NY, with 15 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. His prior roles include positions at TD Ameritrade and Penn Mutual Life Insurance Co. Outside of his advisory work, he is involved in life insurance brokerage through his ownership of J13AM, LLC and serves as an insurance agent with Stratus Associates. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer.

Aaron Safier is a financial advisor at Hornor, Townsend & Kent, LLC with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Mass Mutual Investors Services and METLIFE Securities. Outside of his advisory role, Safier is an inventor pursuing a patent for a mechanical device through his own company, Sapphire Enterprise Corp. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering a range of custody, execution, and brokerage services alongside investment advice.

Michael Kane is a financial advisor at Hornor, Townsend & Kent, LLC with 19 years of industry experience. He has held positions at MetLife Securities and Penn Mutual Life Insurance Co before joining Hornor, Townsend & Kent in 2016. Kane is also CEO of two multi-line insurance brokerages and serves on the boards of an insurance company and a financial networking group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a comprehensive advisory platform that includes financial planning, retirement consulting, and both discretionary and non-discretionary investment management. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering clients access to a range of advisory programs and brokerage services.