Joseph Guevara is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at MML Investors Services, Lenox Advisors, and Mass Mutual Life. Guevara also maintains a role as an insurance agent involved in the sale and servicing of Penn Mutual Life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs and brokerage services. The firm employs a network of advisers and third-party asset managers to provide discretionary and non-discretionary investment solutions, supported by a dual registration as both an SEC-registered adviser and FINRA-member broker-dealer.

Stephen Grochol is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial, Penn Mutual Life Insurance Company, and SGC Financial and Insurance Services. In addition to his advisory role, he is involved in insurance brokerage through Private Label Wealth Management. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered advisor and a FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

Cliff Duester is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 license and 16 years of industry experience. He has previously worked with firms including MassMutual, Guardian Life, and MML Investors Services. Outside of his advisory role, Duester is the founder of Private Label Wealth Management, an insurance brokerage operation focused on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered advisory platform with both discretionary and non-discretionary account options and reported approximately $8.37 billion in discretionary assets under management as of December 31, 2025.