Bartolo Panepinto is a financial advisor at HSBC Securities (USA) Inc. with 24 years of industry experience. He has been with HSBC Securities since 2016. He holds Series 63 and Series 66 licenses. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses a structured investment process combining strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base via multiple program types and affiliated service providers.

Thomas Griffin is a financial advisor at HSBC Securities (USA) Inc. in Buffalo, NY, with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Key Investment Services and Citigroup. Outside of his advisory role, he volunteers as an assistant coach for a travel soccer league in Buffalo. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation across various risk profiles, utilizing both discretionary and client-directed programs supported by multiple affiliated and third-party providers.

Christian Thompson is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds a Series 66 designation and has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Co. Outside of his advisory role, Thompson is active as a social media influencer on TikTok, creating content focused on storytelling unrelated to his financial work. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of model risk profiles and combines strategic and tactical asset allocation with fund due diligence, providing both client-directed and discretionary portfolio management options.

Mary Juliet Manavalan is a financial advisor with HSBC Securities (USA) Inc. and has 11 years of industry experience. She holds the Series 66 and Series 63 designations and has worked with HSBC Bank USA, N.A. since 2015 in addition to her role at HSBC Securities. In her dual role, she also serves as a Bank Officer for HSBC Bank, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a structured investment approach supported by HSBC Global Asset Management and various affiliated providers, distinguishing itself with services such as the Offshore Spectrum program for qualified non-resident clients.

Gregory Holgate is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and with 20 years of industry experience. He has worked at HSBC Securities since 2009. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types, including client-directed and fully discretionary options. The firm’s investment process integrates strategic and tactical asset allocation with ongoing fund due diligence, providing a range of services supported by affiliated and third-party providers.

James Gomez is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has held various roles with HSBC Bank USA, N.A. and HSBC Securities since 2016. In addition to his registered representative duties, he serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliated entity. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary portfolio options. The firm employs a five-profile risk model and leverages affiliated asset management and fund due diligence teams to support its investment process, including a specialized Offshore Spectrum program for qualified non-resident clients.

Arvin Reyes is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 registrations and has been with HSBC since 2014. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm combines strategic and tactical asset allocation advice with fund due diligence and ongoing monitoring, serving a broad client base with both non-discretionary and discretionary portfolio management.

Michael Winter is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes multiple roles within HSBC-affiliated entities as well as positions at Ameriprise, Valic Financial Advisors, Merrill, and Global Retirement Partners. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes a range of client-directed and discretionary programs supported by a structured investment process that incorporates strategic and tactical asset allocation alongside fund due diligence.

Scott Kleiner is a financial advisor with HSBC Securities (USA) Inc., holding Series 66 and Series 63 licenses and 11 years of industry experience. He has been with HSBC Securities and its affiliate HSBC Bank USA, N.A. since 2015, working in dual roles as a registered representative and bank officer. HSBC Securities (USA) Inc. offers managed account programs to individual, retirement, charitable, and corporate clients, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm provides both client-directed and fully discretionary investment solutions, including a specialized Offshore Spectrum program for qualified non-resident aliens.

Russell Scherrer III is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with HSBC Securities since 2011. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, utilizing various program types that range from client-directed to fully discretionary management. The firm employs a structured investment process incorporating multiple risk profiles and partners with affiliated and third-party providers for advisory, fund selection, and custody services.

Wei Zhao is a financial advisor at HSBC Securities (USA) Inc. with Series 63 and Series 66 credentials and four years of industry experience. He has worked at HSBC Securities since 2021 and has been associated with HSBC Bank USA since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, providing services through a model risk profile framework and a network of affiliated and third-party providers.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. in Buffalo, NY, with 20 years of industry experience. He has been with HSBC Securities since 2013 and holds Series 63 and Series 66 designations. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm employs a multi-profile investment process and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Nate Waldmiller is a financial advisor at HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation with 12 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2015 and HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm combines strategic and tactical asset allocation advice with ongoing fund due diligence and monitoring, providing a mix of client-directed and discretionary portfolio management options.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 credentials and with 33 years of industry experience. He has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with manager selection and ongoing fund monitoring.

Ricardo Espejo is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 14 years of industry experience. He has been with HSBC Securities since 2015 and also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his firm, where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, distinguishing itself with a range of program types including an Offshore Spectrum program for non-resident aliens.

Ryan Laschinger is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC and Hunt Real Estate. Outside of his advisory role, he has experience working in the fitness industry at Crunch Fitness, providing customer service and training new employees. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes a range of client-directed and discretionary programs, using strategic and tactical asset allocation supported by global asset management and fund due diligence.

Edmund Haspett is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with HSBC entities since 2008 and was previously with TIAA-CREF from 2022 to 2025. In addition to his advisory role, he serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment approach combines strategic and tactical asset allocation supported by affiliated global asset management and fund due diligence providers, with an emphasis on client-directed, non-discretionary portfolios.

Mark Jacobs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Prior to joining HSBC Securities in 2022, he worked at HSBC Bank USA, N.A. from 2018 to 2021 and served in a corporate role at FPPF Chemical Co. Inc. from 2015 to 2018. Outside of his financial advisory role, he manages a condominium property on behalf of an individual client. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary portfolio options. The firm uses diversified asset-allocation strategies supported by HSBC Global Asset Management and third-party due diligence providers, offering programs that range from Conservative to Aggressive risk profiles.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and is also dual-hatted as a bank officer for HSBC Bank (USA) N.A., where she sells bank-related products and services. Outside of finance, she teaches and manages costumes at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various models, ranging from client-directed to fully discretionary strategies. The firm employs a structured investment process with multiple risk profiles and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Michael Palumbo is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations and having 10 years of industry experience. Prior to joining HSBC in 2021, he worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and is a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes a combination of strategic and tactical asset-allocation advice across programs that range from client-directed to fully discretionary management.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. in Buffalo, NY, holding Series 63 and Series 66 licenses with 24 years of industry experience. He serves as vice president and director of golf tournament for the Mathew Foster Foundation, a charity assisting families of children with cancer, and is president of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options supported by strategic and tactical asset-allocation advice from HSBC Global Asset Management and affiliated providers.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and M&T Securities. He has worked at HSBC Securities and HSBC Bank USA, N.A. since 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm’s investment approach involves multiple risk profiles and utilizes strategic and tactical asset allocation combined with fund due diligence by affiliated specialists.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with HSBC in various capacities since 2016 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her securities firm, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options. The firm’s process integrates strategic and tactical asset allocation with due diligence from affiliated global asset management teams and provides services through both domestic and offshore platforms.

Kevin Nashburn is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 registrations. He has 10 years of industry experience, including roles at Prudential Insurance Company of America and LPL Enterprise. He also serves as a Bank Officer for HSBC Bank USA, N.A., an affiliate of his advisory firm, where he engages in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a multi-profile investment approach supported by affiliated global asset management and fund selection services.

Mary Sillitto is a financial advisor at HSBC Securities (USA) Inc. with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at M&T Bank for 33 years before joining HSBC in 2021. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types that range from client-directed to fully discretionary portfolios. The firm employs a multi-profile investment approach supported by HSBC Global Asset Management and uses affiliated and third-party providers for advisory, fund selection, and custody services.

John Zachowicz is a financial advisor at HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63, 65, and 66 licenses, with 29 years of industry experience. He has worked at HSBC Securities since 2010. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm uses a multi-profile investment process combining strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management and engages in ongoing fund due diligence and monitoring.

Bradley Golding is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding the Series 66 designation and bringing 18 years of industry experience. He has been with HSBC Securities since 2009. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm uses a structured investment process with multiple risk profiles and combines strategic asset allocation with ongoing fund due diligence, providing both client-directed and discretionary portfolio management options.

Jeffrey Converse Jr. is a financial advisor at HSBC Securities (USA) Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with HSBC Securities since 2014 and HSBC Bank USA since 2013. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with multiple model risk profiles, offering both client-directed and fully discretionary solutions, including specialized Offshore Spectrum programs for qualified non-resident aliens.

Kerrianne Creegan is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has worked within various HSBC entities since 2015. Outside of her advisory role, she is an executive consultant for a skincare business and also creates and sells crafts as a hobby. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing services through both client-directed and discretionary investment programs. The firm combines strategic and tactical asset allocation developed with HSBC Global Asset Management and employs a range of model risk profiles to serve clients.

Zachary Hale is a financial advisor at HSBC Securities (USA) Inc. with seven years of industry experience. He holds the Series 63 and Series 66 designations. Prior to his current role, he worked at Bank of America N.A., Merrill, Brighton Securities, and Allstate Insurance Company. He also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his primary firm. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment programs. The firm’s investment process integrates strategic and tactical asset allocation with ongoing fund due diligence, supported by affiliated global asset management and fund selection teams.

Cheryl Vallon is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. She holds Series 63, Series 65, and Series 66 credentials and has 21 years of industry experience. Cheryl has been with HSBC Securities since 2010 and has also worked at HSBC Technology & Services USA since 2015. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary portfolio options, utilizing a structured asset-allocation process supported by affiliated asset management and fund selection teams.

Joseph Herrmann is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. His prior roles include positions at MassMutual Life Insurance Company, Gilder Gagnon Howe, and City National Rochdale. He serves as an advisory board member for Seton Hall University's Transformative Leadership Certificate Program. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a mix of client-directed and discretionary investment options supported by strategic and tactical asset-allocation advice developed with HSBC Global Asset Management.

Nila Khoury is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has been with HSBC Securities since 2018 in various capacities and has worked at HSBC Bank USA, N.A. since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of discretionary and non-discretionary investment solutions. The firm employs a multi-profile investment process developed with HSBC Global Asset Management and offers programs including the client-directed Spectrum Program and fully discretionary Spectrum II and Offshore Spectrum programs.

James Krieger is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and having four years of industry experience. He also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his advisory firm, where he engages in the sale of bank-related products. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary options. The firm’s investment process combines strategic and tactical asset allocation supported by affiliated asset management and fund due diligence providers.

Charles Garlock is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with HSBC since 2016, following brief tenures at Key Investment Services LLC and First Niagara. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm combines strategic and tactical asset-allocation advice with fund due diligence and ongoing monitoring, delivering both client-directed and discretionary portfolio options.

William Fahs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining HSBC in 2021, he worked at Key Investment Services, LLC and Key Bank from 2017 to 2021, and was employed by Snorac LLC (Enterprise-Rent-A-Car) from 2013 to 2018. He serves dually as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, in addition to his role as a registered representative. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm uses a model-driven investment process supported by HSBC Global Asset Management and affiliated providers, offering both U.S. and offshore investment solutions.