Bartolo Panepinto is a financial advisor at HSBC Securities (USA) Inc. with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment process developed with HSBC Global Asset Management and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Thomas Griffin is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Securities and related entities since 2010, with prior experience at Citigroup and Key Investment Services. Outside of his advisory role, Griffin volunteers as an assistant coach for a travel soccer team in Buffalo, NY. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm uses five model risk profiles and incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, offering both onshore and offshore investment options.

Christian Thompson is a financial advisor with HSBC Securities (USA) Inc., holding a Series 66 designation and one year of industry experience. He has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, Thompson is also a social media influencer on TikTok, creating content unrelated to his professional work. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, serving a diverse client base with a range of risk profiles.

Mary Juliet Manavalan is a registered representative with HSBC Securities (USA) Inc. and has 12 years of industry experience. She also serves as a bank officer for HSBC Bank USA, N.A., an affiliate of HSBC Securities, where she engages in the sale of bank-related products and services. Manavalan has been with HSBC Securities since 2014 and HSBC Bank since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types, including client-directed and fully discretionary options, with investment advice supported by HSBC Global Asset Management and ongoing fund monitoring by affiliated specialists.

Gregory Holgate is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 designations and 21 years of industry experience. He has been with HSBC Securities since 2009. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes both client-directed and fully discretionary portfolios, utilizing model risk profiles and a combination of strategic and tactical asset allocation supported by affiliated and third-party providers.

James Gomez is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his current firm, engaging in the sale of bank-related products alongside his role as a registered representative. His entire career has been with HSBC entities since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary options. The firm employs a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for asset management, fund selection, and administrative services.

Arvin Reyes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with HSBC Securities and HSBC Bank USA N.A. since 2014. HSBC Securities (USA) Inc. offers managed account programs for a diverse client base, including individuals, retirement accounts, charities, and corporations. The firm’s investment approach uses model risk profiles combined with strategic and tactical asset allocation developed with HSBC Global Asset Management, providing both discretionary and client-directed portfolio management options.

Michael Winter is a financial advisor at HSBC Securities (USA) Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Ameriprise, Valic Financial Advisors, Merrill, and HSBC Bank USA, N.A. HSBC Securities (USA) Inc. offers managed account programs to a broad client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with global fund due diligence and offers both discretionary and client-directed portfolio options.

Scott Kleiner is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has worked within HSBC’s affiliated entities since 2015, including roles at HSBC Bank USA, N.A. alongside his registered representative duties at HSBC Securities. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary portfolio options. The firm’s investment approach incorporates strategic and tactical asset allocation, combined with fund due diligence and ongoing monitoring, supported by affiliated global asset management teams.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Wei Zhao is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining HSBC Securities in 2021, he has been with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation supported by affiliates for fund selection and ongoing monitoring.

Keith Smith is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2013. Based in Buffalo, NY, his work focuses on managing client accounts within the firm’s various managed account programs. HSBC Securities (USA) Inc. offers managed account solutions to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Nate Waldmiller is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with HSBC Bank USA, N.A. since 2015 and with HSBC Securities Inc. since 2012. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm’s investment approach involves strategic and tactical asset allocation supported by global asset management teams and employs multiple risk profiles to tailor portfolios.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes multiple roles at HSBC entities since 2007, as well as positions at LPL Financial, Citigroup Global Markets, Banc of America Investment Services, and Quick & Reilly. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, emphasizing client-directed portfolios within its broader managed-account business.

Ricardo Espejo is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 registrations and bringing 14 years of industry experience. He has been with HSBC Securities since 2015 and also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary investment strategies. The firm’s approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients through multiple program types including Spectrum, Spectrum II, Offshore Spectrum, and managed portfolio accounts.

Ryan Laschinger is a registered representative with HSBC Securities (USA) Inc. and holds a Series 66 credential. He has one year of industry experience and is also dual hatted as a Bank Officer for HSBC Bank (USA) N.A. Outside of his financial career, he has worked in the fitness industry providing customer service at Crunch Fitness. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary investment programs, employing a multi-profile investment process with support from affiliated asset management and fund selection services.

Edmund Haspett is a financial advisor with HSBC Securities (USA) Inc. who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA, N.A. since 2008, with a brief tenure at TIAA-CREF from 2022 to 2025. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his registered representative role. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm employs a model-based investment approach with multiple risk profiles and collaborates with affiliated and third-party providers for advisory and fund selection services.

Mark Jacobs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining HSBC Securities in 2022, he worked at HSBC Bank USA, N.A. and FPPF Chemical Co. Inc. Outside of his advisory role, Jacobs manages condominium property operations. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, and corporations, offering a mix of client-directed and discretionary investment solutions supported by global asset management and fund due diligence.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. She has been with HSBC Securities since 2014 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of her advisory firm. Outside of her financial career, Patricia teaches and manages costumes at Amazin'Grace Dance Studio and acts as Treasurer for the Lakeview Estates Homeowners Association. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charities, and corporations, offering both discretionary and non-discretionary investment solutions guided by a range of model risk profiles and supported by global asset management affiliates.

Michael Palumbo is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and as a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process integrates multiple risk profiles and combines strategic asset allocation with global manager selection and ongoing fund monitoring.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at M&T Securities and Cadaret Grant & Co., Inc. before joining HSBC in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with HSBC in various capacities since 2016 and was previously with LPL Financial from 2012 to 2014. Holmes is also a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm combines client-directed and discretionary investment solutions, utilizing model risk profiles and asset allocation strategies supported by affiliated global asset management and fund due diligence providers.

Kevin Nashburn is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, LPL Enterprise, and KeyBank. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary program types. The firm’s investment approach incorporates multiple risk profiles and combines strategic asset allocation developed with HSBC Global Asset Management alongside ongoing fund due diligence and monitoring.

Mary Sillitto is a financial advisor at HSBC Securities (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at M&T Bank for over three decades before joining HSBC in 2021. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, including client-directed, discretionary, and wrap-style portfolio options. The firm employs a structured investment process with defined risk profiles and combines strategic and tactical asset allocation supported by multiple affiliated and third-party providers.

John Zachowicz is a financial advisor at HSBC Securities (USA) Inc. with 29 years of industry experience. He has held his current role at HSBC Securities since 2010. Zachowicz holds the Series 63, Series 65, and Series 66 designations. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients with both non-discretionary and fully discretionary portfolios.

Bradley Golding is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, where he has worked since 2009. He has 19 years of industry experience, including a year at Equitable Advisors prior to joining HSBC. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach incorporates model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Jeffrey Converse Jr. is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been with HSBC Securities since 2014 and has also worked with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a combination of strategic and tactical asset allocation across five risk profiles and incorporates due diligence from affiliated and third-party providers to manage its diverse program offerings.

Kerrianne Creegan is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has been with HSBC in various capacities since 2016. Outside her advisory role, Creegan works as an independent executive consultant for Rodan + Fields, selling premium skincare products, and also pursues a hobby crafting and selling handmade items with her sister. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm’s investment approach includes strategic and tactical asset allocation supported by HSBC Global Asset Management and thorough fund due diligence, serving clients through a range of program types including an Offshore Spectrum program for qualified non-resident aliens.

Zachary Hale is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining HSBC Securities and HSBC Bank USA, N.A., he worked at Bank of America, Merrill, Brighton Securities, TF Browns, and Allstate Insurance Company. He also had a role outside the financial industry at Billy Jack's Shack. Hale is dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base via a range of program options including offshore offerings.

Cheryl Vallon is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. She has worked at HSBC Securities since 2010 and with HSBC Technology & Services USA since 2015. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and discretionary investment programs, utilizing model risk profiles and combining strategic and tactical asset allocation developed with HSBC Global Asset Management and affiliated providers.

Joseph Herrmann is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at MassMutual Life Insurance Company, Gilder Gagnon Howe, City National Rochdale, and Merrill. He serves as an advisory board member for Seton Hall University’s Transformative Leadership Certificate Program, contributing to periodic reviews and program development. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process combines strategic and tactical asset allocation with ongoing fund due diligence and management, serving a broad client base with both non-discretionary and discretionary portfolios.

Nila Khoury is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at HSBC Securities and HSBC Bank USA since 2016 in various roles. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through several client-directed and discretionary program types. The firm uses model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, operating as both an SEC-registered adviser and broker-dealer.

James Krieger is a financial advisor at HSBC Securities (USA) Inc. with 4 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with HSBC entities since 2010 in various roles, including serving as a bank officer at HSBC Bank USA N.A. in addition to his advisory position. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, with a range of client-directed and discretionary investment options supported by multiple affiliated service providers.

Charles Garlock is a Series 66-registered financial advisor at HSBC Securities (USA) Inc. in Buffalo, NY, with 11 years of industry experience. He has been with HSBC Securities since 2016, previously working at Key Investment Services LLC and LPL Financial. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary portfolio options. The firm utilizes model risk profiles and a combination of strategic and tactical asset allocation, supported by affiliated global asset management and fund due diligence providers.

William Fahs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and nine years of industry experience. He joined HSBC Securities and its affiliate HSBC Bank USA, N.A. in 2021, following roles at Key Investment Services, LLC, KEY BANK, and Snorac LLC. Fahs also serves as a bank officer for HSBC Bank USA, engaging in the sale of bank-related products alongside his registered representative duties. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, with a significant portion of managed assets in client-directed, non-discretionary portfolios.