Fabio Forte is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 registrations and bringing 11 years of industry experience. He has worked at HSBC Bank USA, N.A. and HSBC Securities since 2018, with prior roles at Cetera Investment Services and Regions Bank. Outside of advising, he is an associate realtor with Forte Homes Realty LLC, a family-related real estate business in the Miami area. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary portfolio options. The firm’s investment process incorporates model risk profiles and combines strategic and tactical asset allocation with fund due diligence from affiliated global asset managers.

Hector Guides is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with five years of industry experience. He holds a Series 66 designation and has held roles at HSBC Bank USA, Citibank NA, Foreside Fund Services, Unicorn Strategic Partners, AmTrust New York Community Banks, Wells Fargo, and Morenos. HSBC Securities (USA) Inc. offers a range of managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm uses model risk profiles and combines strategic and tactical asset allocation advice with fund due diligence, providing both client-directed and fully discretionary portfolio options.

Juan Restrepo is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 designations and totaling 24 years of industry experience. His career has been centered within the HSBC organization since 2015. Outside of his advisory role, he is an equity partner in Tienda Origen LLC, a company involved in online cosmetics sales. HSBC Securities (USA) Inc. offers a variety of managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining both client-directed and fully discretionary investment options. The firm employs a structured investment process with model risk profiles and utilizes affiliated and third-party providers for fund selection and portfolio management.

Rolando Abellon is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC since 2016, including concurrent service at HSBC Bank USA, N.A. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary solutions. The firm employs a risk-profile-driven investment process supported by HSBC Global Asset Management and other affiliated providers, with a notable emphasis on client-directed portfolios within its Spectrum program offerings.

Jose Baez is a financial advisor at HSBC Securities (USA) Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including JPMorgan Chase Bank, Morgan Stanley, Deutsche Bank Securities, Merrill, and Citigroup. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary portfolio options. The firm utilizes a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for asset management and custody services.

Michael Morrison is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at HSBC since 2014 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. His prior experience includes roles at Charles Schwab, Merrill, and Edward Jones. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types ranging from client-directed to fully discretionary portfolios, utilizing multiple risk profiles and relying on affiliated and third-party providers for investment advisory, fund selection, and custody services.

Karen Mendivil is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at Morgan Stanley, Wells Fargo Clearing, and HSBC Bank USA, N.A. She has been with HSBC Securities since 2022. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment solutions. The firm employs a multi-profile asset allocation approach supported by HSBC Global Asset Management and uses both affiliated and third-party providers for advisory and administrative services.

Gustavo Pecego is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates closely with clients to understand their individual investment styles, priorities, and goals in order to build personalized wealth management strategies. Gustavo provides access to investment insights from Merrill, along with trust, fiduciary, credit, and lending services offered through Bank of America and its affiliates. His focus areas include International Wealth Management, Managing New Wealth, and Sports & Entertainment. Gustavo holds a Bachelor's Degree from Florida International University and the Personal Investment Advisor (PIA) designation. He is fluent in English, Portuguese, and Spanish. Gustavo is actively involved in his community, including volunteer work with Baragua JUDO KAI. Outside of work, he enjoys skiing, soccer, traveling, and spending time with his family.

Silvano Vizoso Jr. is a CFP®-designated financial advisor with 33 years of industry experience, currently with HSBC Securities (USA) Inc. He has worked at several notable firms including First Horizon Advisors, Iberia Bank, Wells Fargo Advisors, and A.G. Edwards & Sons. Vizoso also holds a concurrent position as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of investment programs with varying risk profiles and combines strategic and tactical asset allocation with global fund due diligence and monitoring.

Laura Villegas is a Series 66-licensed financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with 17 years of industry experience. She has worked at HSBC Securities since 2015 and previously held roles at Sabadell Securities USA, Morgan Stanley, and Citigroup Global Markets. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, using a range of client-directed and discretionary investment strategies supported by a global asset management platform.

Rajesh Changlani is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 27 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA since 2006. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment options. The firm utilizes model risk profiles and combines strategic and tactical asset allocation with fund due diligence and monitoring, serving a broad client base with both onshore and offshore investment programs.

Ana Azario is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and bringing six years of industry experience. Her prior roles include positions at Goldman Sachs, JPMorgan Chase, and Citi International Financial Services, among others. Before entering finance, she worked for the U.S. Consulate and operated a translation business. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through both client-directed and fully discretionary platforms. The firm uses a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for asset management, fund selection, and administrative services.

Arturo Montemayor is a financial advisor at HSBC Securities (USA) Inc. based in Miami, FL, holding a Series 66 designation with 20 years of industry experience. His prior firms include Bank of America, Merrill, Wells Fargo Clearing, JPMorgan Chase, Morgan Stanley, and Deutsche Bank. HSBC Securities (USA) Inc. serves a diverse clientele through managed account programs, offering both client-directed and fully discretionary portfolio options. The firm employs a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for fund selection and portfolio management.

Rafael Cortez Bernal is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 designations and nine years of industry experience. He has worked with various HSBC entities since 2017 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of his advisory firm. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment solutions supported by strategic asset allocation and ongoing fund oversight.

Jose Gonzalez is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., AXA Advisors, LLC, and East Harbor. He serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and participates in board meetings. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process incorporates multiple risk profiles and combines strategic and tactical asset-allocation advice, leveraging affiliated providers for advisory and fund selection, and supports both client-directed and fully discretionary portfolio management.

Elieser Carrazana is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary program types. The firm combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base with both U.S. and offshore investment options.

Karen Acher Howard is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and 36 years of industry experience. She has worked at HSBC since 2008 and was previously with Merrill from 2005 to 2008. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers several program types ranging from client-directed to fully discretionary portfolios, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation supported by affiliated global asset management and due diligence providers.

Helio Hashimoto is a CFA® charterholder with seven years of industry experience, currently serving as a financial advisor at HSBC Securities (USA) Inc. in Miami, FL. His prior experience includes eight years at Banco do Brasil Securities LLC and roles at HSBC Bank USA, N.A., as well as earlier positions spanning law and sports facility management. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring a mix of client-directed and discretionary investment approaches supported by global asset management and fund due diligence teams.

Alfredo Verastegui is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has worked at HSBC in various capacities since 2012. Outside of his advisory role, he owns a lodging business offering vacation rentals managed by a third party. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charities, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process integrates strategic and tactical asset allocation with due diligence from affiliated and third-party providers, serving a broad client base through multiple program types.

Andre De Mello Baracat is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential and with 10 years of industry experience. He has been with HSBC Bank and HSBC Securities USA Inc. since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing multiple program types that range from client-directed to fully discretionary. The firm employs a structured investment process with five model risk profiles and collaborates with HSBC Global Asset Management and other affiliated providers for asset allocation, fund due diligence, and portfolio monitoring.

Roberto Lopez is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. and Wells Fargo in various roles. Lopez also serves as a bank officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types, including client-directed and fully discretionary portfolios. The firm’s investment process incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad client base with tailored solutions.

Jonnathan Mora is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at JP Morgan Securities LLC, JPMorgan Chase Bank, UBS Financial Services, and Paulson Investment Company. Outside of his financial career, he was involved with Bittersweet Beauty Inc. for one year. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of client-directed and discretionary investment programs supported by a structured multi-profile risk and asset allocation process involving HSBC Global Asset Management and affiliated providers.

Jennifer Cortes is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and 66 licenses and 17 years of industry experience. She has been with HSBC Securities USA Inc. and HSBC Bank USA, N.A. since 2009. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm provides both discretionary and non-discretionary portfolio options, including a unique Offshore Spectrum program for qualified non-resident aliens.

Giselle Rodriguez Alcala is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior experience includes roles at JP Morgan Securities LLC and JP Morgan Chase Bank. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types, combining strategic and tactical asset allocation with ongoing fund due diligence, and serves clients through both discretionary and non-discretionary portfolio management options.

Martha Bermudez is a financial advisor at HSBC Securities (USA) Inc. with 33 years of industry experience. She holds a Series 66 designation and has worked at HSBC Securities since 2010, following prior roles at Deutsche Bank Securities Inc. and UBS. Her career spans both securities and banking firms. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary investment options using model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Carlos Vasquez is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at TradeStation Securities, Inc. and HSBC Bank USA, N.A. Before entering the financial industry, he was involved with the Honduran Swim Federation and Seminole Swim Club. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types combining client-directed, discretionary, and wrap-style managed portfolios, supported by a multi-tiered investment process and multiple affiliated and third-party service providers.

Matthew Alonso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential and 15 years of industry experience. His prior work includes six years with Banco de Sabadell S.A. Miami Branch and SABADELL SECURITIES USA, Inc. He maintains a real estate sales associate license with Fathom Realty, though he does not devote business hours to this activity. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary programs. The firm uses a diversified investment approach incorporating multiple risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated specialists.

Cristiane Suzzio is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at HSBC Securities USA, Inc. and HSBC Bank USA, N.A. since 2019, following three years at JP Morgan Securities LLC and JP Morgan Chase Bank NA. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary investment programs, using model risk profiles and combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Danielle Vivado is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential with 13 years of industry experience. Her prior work includes roles at Citigroup and BCI Miami. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines client-directed and discretionary portfolio management across various program types, supported by affiliated asset management and fund selection teams.

George Moscoso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. His career includes roles at HSBC Bank USA, HSBC Private Bank International, WE Family Offices LLC, and Citigroup. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process employs multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Maria Cristina R.L.G Pinto Figueiroa R. is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 14 years of industry experience. Her prior roles include positions at Credit Agricole Securities (USA), Inc., Credit Agricole Corporate & Investment Bank, and Larch Capital Partners LLC. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various program types, combining client-directed and discretionary portfolio management supported by affiliated and third-party advisory and fund selection services.

Daniel Guerra Vazquez is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at HSBC Bank USA, N.A., Citizens Bank, and Chase Bank. Vazquez serves as a director for the charitable organization Iglesia de Cristo en Quail Roost Drive Inc. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm serves clients through both discretionary and non-discretionary portfolios, including a unique Offshore Spectrum program for qualified non-resident investors.

Tulio Batista is a financial advisor at HSBC Securities (USA) Inc. with seven years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Banco do Brasil. Outside of his advisory work, he is a 50% owner and partner in a real estate development and management business in Brazil. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charities, and corporations. The firm offers both discretionary and client-directed investment solutions, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management and affiliated service providers.

Millene Gomez Neumayr is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials with five years of industry experience. Her prior work includes roles at JPMorgan Chase Bank NA and Banco do Brasil S.A. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of discretionary and non-discretionary investment options supported by HSBC’s global asset management resources.

Diego Molano is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 16 years of industry experience. His career includes multiple roles within HSBC entities spanning over a decade. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a structured investment process utilizing multiple risk profiles and combines strategic asset allocation with ongoing fund due diligence, serving a range of clients through its diverse program offerings.

Carolina Angel Jassir is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and eight years of industry experience. She has worked at several HSBC affiliates, including HSBC Global Asset Management and HSBC Technology and Services, since 2014. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary portfolio options. The firm’s investment process integrates strategic and tactical asset allocation with ongoing fund due diligence and monitoring conducted by affiliated entities.

Legna Gonzalez is a CFP® professional with 24 years of industry experience, currently serving at HSBC Securities (USA) Inc. in Miami, FL. Her prior experience includes roles at LPL Financial LLC, Power Financial Credit Union, Credit Suisse Securities (USA) LLC, and Pershing LLC. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations, using a variety of program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach integrates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated and third-party providers.

Diana Lara is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2010. Outside of her advisory role, she co-owns a family business, Joasan LLC, which manages a real estate asset. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, supported by HSBC Global Asset Management and other affiliated providers.

Jose Fernandes is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Fernandes also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process incorporates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with a mix of non-discretionary and discretionary portfolio solutions.

Alba Esparragoza is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. for a combined total of 16 years, with earlier roles at Wells Fargo Clearing and EFG Private Wealth Management (Americas) Corp. Esparragoza is also President of Luis Perez Production Inc., an event and entertainment production company. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary investment solutions supported by affiliated global asset management and fund selection teams.

Vanessa Ochoa is a financial advisor at HSBC Securities (USA) Inc. based in Miami, FL, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at HSBC Securities USA Inc. and HSBC Bank USA NA since 2017, following a year at JP Morgan Securities LLC and JP Morgan Chase Bank NA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary strategies. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with due diligence from affiliated asset managers and third-party providers.

Mariana Velasquez is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation with 15 years of industry experience. She has been with HSBC Securities and HSBC Bank USA since 2014. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and fully discretionary program options, utilizing strategic and tactical asset-allocation models supported by global asset management and fund due diligence teams.