Irving Fallas is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. He has previously worked at TIAA, UBS Financial Services, Morgan Stanley, and Equitable Advisors. Outside of his advisory role, he is involved as a contractor in ticket sales for Crowdvolt. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Charles Richardson is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Gellert Global Group. Outside of his advisory role, he creates medical tests using Excel for The M K Academy, a charitable organization, dedicating several hours weekly. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a forward-looking approach to asset allocation and includes a framework for ESG eligibility.