Thomas Higgins is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 66 licenses and four years of industry experience. His background includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as prior employment at Seltzer Shelter and Loards Ice Cream and Candy. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

John Meliska is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has a background with JPMorgan Chase Bank, N.A., dating back to 2008. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Daniel Roland is a financial advisor at J.P. Morgan Securities in San Francisco, holding Series 65 and Series 63 credentials with two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Equitable Advisors, LLC. Outside of his advisory role, he has been involved with community activities such as coaching at Sleepy Hollow Aquatics and the Santa Barbara Premier Water Polo Club. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.