Karl Miranda is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the CFP® and Series 66 designations and has worked at notable firms including Fidelity, Morgan Stanley, and multiple J.P. Morgan entities. He also served three years with Gold Coast Professional Schools, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver customized asset allocation advice and investment manager searches, relying on a non-discretionary program where clients retain final decision-making authority.

Adam Toft is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. Before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026, he worked at Equitable Advisors for five years and ran a mortgage business from 2016 to 2021. He also serves as trustee and grantor of a family trust with multiple powers of attorney in place. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program offers non-discretionary, written asset allocation advice and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.