Nicholas Adams is a financial advisor at J. W. Cole Advisors, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Palmer Financial, LLC and J.W. Cole Financial, Inc. Outside of advising, he is the owner of Glass Play, a design business, and managing member of Fueled by Hops LLC. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers portfolio management, financial planning, access to third-party managers, and multiple managed account solutions with both discretionary and non-discretionary investment approaches.

Michael Palmer is a financial advisor at J.W. Cole Advisors, Inc. in Erie, PA, holding a Series 66 license with 22 years of industry experience. He has been with J.W. Cole Advisors and J.W. Cole Financial since 2016 and has been self-employed since 2003. Palmer serves as trustee for educational and family trusts and acts as an agent in the marketing and sales of fixed annuities and fixed life insurance. Outside of his advisory work, he is a water polo official, refereeing high school games in Pennsylvania. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and provides fee-based portfolio management, financial planning, retirement plan services, and annuity sub-account management for individuals, high-net-worth clients, and institutional accounts. The firm uses a range of strategies and platforms, including discretionary and non-discretionary management, model-based approaches, and digital advice solutions.