Stephanie Fratoe is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 15 years of industry experience. She previously worked at UBS Financial Services for 10 years before joining Kestra in 2021. Outside of her advisory role, she serves as treasurer for the 4 Seasons Estates Homeowners Association. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in assets. The firm offers a broad range of investment products and specialized services, overseeing advisor recommendations within an approved product menu.

Steven Hafner is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He previously worked at UBS Financial Services before joining Kestra in 2020. Hafner is the managing partner of True Alpha Wealth Management and serves on the boards of Catholic Charities of Erie County and Serving Our Seniors of Erie County. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a wide range of investment products and specialized services through advisor-managed accounts and third-party platforms.

Brian Duttera is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior experience includes over three decades at Merrill and seven years at Bank of America. He is the founder and portfolio manager of True Alpha Wealth Management, an independent advisory firm operating through Kestra. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves both individual and institutional clients, offering a broad range of investment products and specialized services across discretionary and non-discretionary arrangements.

Elizabeth Skrinak is a financial advisor with Kestra Private Wealth Services, LLC, holding CFP® and Series 66 credentials and bringing 23 years of industry experience. Her prior roles include positions at Bank of America and Merrill. Outside of her advisory work, she is involved in real estate management as an owner and landlord. Kestra Private Wealth Services provides investment advisory services through a network of independent Advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements, with approximately $13.45 billion in client assets under management.

Tessa Steinemann is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC. Her prior experience includes roles at LPL Financial, JPMorgan Asset and Wealth Management, and Beachbody LLC. She holds several board positions in nonprofit organizations, including Treasurer of the Sandusky Education Foundation and President of The Assembly of Erie County, where she is involved in financial oversight and community event coordination. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individual and institutional clients. The firm offers access to a diverse range of investment products and platforms while overseeing advisor recommendations within its approved menu.