James Yost is a financial advisor with LPL Financial, holding ChFC® and Series 63 designations and bringing 46 years of industry experience. Prior to joining LPL Financial in 2019, he spent 27 years at Hornor, Townsend & Kent, Inc. He is also involved in a non-variable insurance business under his own name in Ada, Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with access to various model portfolios and research resources.

Michael Steinebach is a financial advisor with LPL Financial based in Ada, Michigan. He holds a Series 66 designation and has 15 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Hungerford Financial and United Planners' Financial Services. Steinebach is also a licensed agent selling life, disability, and health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios, research, and various portfolio management solutions.

David Grooters is a ChFC® credentialed advisor with LPL Financial, based in Ada, MI, and has 53 years of industry experience. He has been with LPL Financial since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, combining discretionary and non-discretionary management with model portfolios and research.

Kevin Gaut is a financial advisor with LPL Financial and holds a Series 66 designation. He has 18 years of industry experience, including seven years at Principal Securities Inc. and Principal Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management along with research and model portfolios.

Peter Smith is a financial advisor with LPL Financial in Ada, Michigan, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2007. In addition to his advisory role, Smith is a licensed independent insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and access to research from LPL and third-party subadvisors.

Brian Sandberg is a financial advisor with LPL Financial in Ada, MI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2006. Outside of his advisory role, Sandberg is a licensed notary and involved in insurance sales including disability, long-term care, and annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ryan Smith is a financial advisor with LPL Financial in Ada, Michigan, holding the ChFC® designation and securities licenses Series 63 and Series 66. He has 25 years of industry experience and has been with LPL Financial for 20 years. Outside of his advisory work, he serves as a soccer coach for both girls and boys teams at West Catholic High School. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and providing access to research, model portfolios, and various investment strategies.

Timothy Sullivan is a financial advisor at LPL Financial with 26 years of industry experience. He previously worked for SII Investments, Inc. for 19 years before joining LPL Financial in 2018. Outside of his advisory role, he co-owns and serves as treasurer for a furniture liquidation business and is involved in a representative business in Grand Rapids, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research supported by both in-house and third-party resources.

Ryan Sullivan is a financial advisor at LPL Financial holding a Series 66 designation. He has one year of industry experience and has previously held roles at Growtrust Partners, TMR Business Ventures, and Metal Tech, among others. Ryan has also spent several years involved with Hope College and East Grand Rapids High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support various investment strategies.

Megan Crofoot is a financial advisor at LPL Financial with nine years of industry experience and a Series 66 designation. Her prior work includes roles at Comerica Securities and Beachbody. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Justin Smith is a financial advisor with LPL Financial, holding the Series 66 designation. He has one year of industry experience, having previously worked at Gordon Water Systems for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Rachel Dick is a financial advisor at LPL Financial with five years of industry experience and holds a Series 66 designation. Her prior work includes roles at The QTI Group and the University of Wisconsin Foundation. Outside of her advisory duties, she is involved with Engle Asset Strategies LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Albert Engle is a CFP®-certified financial advisor with LPL Financial in Ada, MI, where he has worked since 2006. He has 31 years of industry experience. Outside of his advisory role, he is involved in an ice cream and food retail sales business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, research, and a variety of investment strategies.

Lisa May is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and previously worked at Argus Financial Consultants for six years. May also serves as a Notary Public in her community. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Gary Townshend is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he is involved with ABO Leasing Corporation/Hollymatic Corp through a CPA affiliate program. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.