William Craig is a financial advisor with LPL Financial in Auburn, CA, holding Series 66 and Series 63 designations and bringing 24 years of industry experience. His career includes roles at Merrill, Bank of America, and CUNA Mutual Group. He is also involved in a long-term entrepreneurial venture, Boyz Nite Out, which he managed for 24 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, financial planning, and retirement services supported by proprietary and third-party research, employing both discretionary and non-discretionary management strategies.

Raymond Ginsberg is a Series 66 credentialed financial advisor with 26 years of industry experience. He has been with LPL Financial since 2009 and concurrently serves at San Diego County Credit Union since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.