Christopher Hess is a financial advisor with LPL Financial in Charlotte, NC, holding the CFP® designation and securities registrations Series 63 and Series 65. He has 32 years of industry experience, including 26 years at Ryan Hess Morais Financial Advisors, Inc., where he also engaged in fixed insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, corporations, and charitable organizations, offering a range of advisory programs and financial planning services supported by extensive research and technology.

Aderito Morais is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 15 years with IC Advisory Services Inc and The Investment Center Inc. Morais is also associated with Ryan-Hess-Morais Financial Advisors, Inc., a business active since 1999. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

John Ryan Jr. is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 credentials and with 39 years of industry experience. He has worked with Ic Advisory Services Inc and The Investment Center Inc, each for 15 years, and has been associated with Ryan Hess Morais Financial Advisors, Inc. since 1998. Outside of his advisory role, he serves as a board member of the Tryon Garden Club and volunteers with the Downtown Advisory Board and the City of Hendersonville. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.