Paul Levin is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and Series 63 registration. He has 41 years of industry experience, with previous roles at Commonwealth Financial Network, LPL Financial, and WS Griffith Securities. His other activities include serving as a notary and operating a financial group for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while overseeing over $819 billion in discretionary assets.

John Aromando is a financial advisor with LPL Financial based in Cherry Hill, NJ, holding a Series 63 designation and possessing 30 years of industry experience. His career includes prior roles at Commonwealth Financial Network and WS Griffith Securities, and he has been involved in Retirement Refined, LLC since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Benjamin Smith is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His background includes roles at Kestra Investment Services, the University of Delaware, and the NVRHS School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and a large network of investment adviser representatives.