Richard Ramos is a CFP® professional affiliated with LPL Financial, based in Delano, CA, with 16 years of industry experience. He has worked with Valley Strong Credit Union since 2016 and concurrently with LPL Financial over the same period. Ramos offers investment products and services through Valley Strong Retirement & Wealth Management Group under LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and various technology tools.

James Hussey is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2013. He also has a long-standing affiliation with Valley Strong Credit Union, serving there since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.