James Hopper is a financial advisor with LPL Financial in Dyersburg, Tennessee, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has worked at First Citizens National Bank and First Citizens Financial Plus, Inc., with over a decade at each firm. Outside of his advisory role, he is involved as an agent with White & Associates/First Citizens Insurance, focusing on fixed annuities, life, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various operational tools.

Zach Smith is a financial advisor with LPL Financial in Dyersburg, TN, holding CFP® and Series 66 credentials and bringing 22 years of industry experience. He previously worked at First Citizens National Bank for 16 years and held multiple roles at Morgan Stanley from 2004 to 2010. Outside of financial advising, he owns and manages a cattle farm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.