Karen Hammond is a financial advisor at LPL Financial with 42 years of industry experience. She holds the ChFC® and Series 63 designations and has worked previously at Cetera, VOYA Financial Advisors, and her own agency, The Hammond Agency, which she continues to operate. Outside of advising, Hammond is also an author. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of advisors. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of management approaches and research resources.

Heidi Hammond is a financial advisor with LPL Financial in Falls Church, VA, holding a Series 66 designation and eight years of industry experience. She has previously worked with Cetera, Voya Financial Advisors, and operated her own firms, Heidi Hammond LLC and Hammond Finance LLC. Outside of her advisory role, she is employed part-time with Fairfax County Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management, supported by research and model portfolios.