Karen Hammond is a financial advisor at LPL Financial with 42 years of industry experience. She holds the ChFC® and Series 63 designations and has previously worked with firms including Cetera and VOYA Financial Advisors. In addition to her advisory work, she is an author. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with an emphasis on a broad platform supported by technology and a large network of advisors.

Heidi Hammond is a financial advisor with LPL Financial, holding a Series 66 designation and bringing eight years of industry experience. Her career includes roles at Cetera, Voya Financial Advisors, and her own entities, Heidi Hammond LLC and Hammond Finance LLC. Additionally, she is employed outside the financial industry with Fairfax County Public Schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing various strategies and advisor-facing tools across a broad network of over 22,800 advisors.