Frederick Thoms Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, in addition to an earlier tenure at LPL Financial. Outside of his advisory work, he operates a property and casualty agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by proprietary and third-party research.

Rajat Rajan is a CFP® professional with 38 years of industry experience, currently serving at LPL Financial since 2020. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating ten years of experience at those firms. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of advisers. The firm offers various advisory programs, retirement plan consulting, and brokerage services while providing both discretionary and non-discretionary management supported by in-house and third-party research.

Ashwin Rajan is a financial advisor with LPL Financial in Gaithersburg, MD. He holds a Series 66 designation and has been with LPL Financial since 2025. Prior to joining the firm, he was involved with Outspoke.io and studied at the University of Maryland - College Park. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing various model portfolios, research, and technology-driven approaches.