Justin Gardiner is a financial advisor with LPL Financial in Houston, TX, holding Series 65 and Series 63 credentials and 14 years of industry experience. Prior to joining LPL Financial in 2025, he worked at AGIA for three years and VALIC Financial Advisors, Inc. for 14 years. His other business activities include involvement with entities related to non-variable insurance services under The Fifteen Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing various investment strategies and operational tools.

Ronald Meckler is a financial advisor with LPL Financial based in Houston, TX, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co Inc, Hilltop Securities Inc., and A. G. Edwards & Sons, Inc. He also operates Sovereign Wealth Advisors, an investment-related business affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors.

David Hilbig is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with LPL Financial, having joined the firm in 2024 after prior roles at Agia and VALIC Financial Advisors. Hilbig is based in Houston, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive resources and technologies.

Benjamin Ock is a financial advisor with LPL Financial based in Houston, TX, holding a Series 66 credential and eight years of industry experience. He previously worked at Cantella & Co., Inc. and IFS Securities Inc., and has been involved with Modern Wealth Advisors since 2015. Outside of his advisory role, he is also a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with an emphasis on advisory support through a large network of investment adviser representatives.

Juan Davila is a financial advisor with LPL Financial, holding a Series 66 designation and bringing nine years of industry experience. His prior work includes roles at Bank of America and Merrill. He is also involved with Sovereign Wealth Advisors, LLC in an investor relations capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christine Tang is a financial advisor with LPL Financial based in Houston, TX. She holds the CFP® designation and has 22 years of industry experience. Her prior work includes roles at Cantella & Co., Inc., IFS Advisory, IFS Securities, and First Allied Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.