Melanie Carvalho is a financial advisor with LPL Financial based in Huntington Beach, CA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Securities America and Seven Gables Real Estate, as well as involvement with California Cemetery and Funeral Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Kyle Paterik is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Securities America Inc, and National Planning Corporation. In addition to his advisory role, he is involved with Spark Financial LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Vincent Jacobs is a financial advisor with LPL Financial based in Huntington Beach, CA. He holds the Series 66 designation and has nine years of industry experience, including seven years at Edward Jones and prior roles in mortgage services and equipment sales. Outside of his advisory work, he is involved in real estate mortgage services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Donny Takemoto is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Securities America Inc. and National Planning Corporation. Takemoto is also licensed to sell life, long-term care, and health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from multiple sources.

Daniel Cairo is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 65 licenses and 39 years of industry experience. His prior experience includes roles at Arbor Point Advisors, Securities America Advisors, Securities America Inc., and National Planning Corporation. He is also the author of the investment-related book *Own Your Future*. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Richard Rustin is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc., and National Planning Corporation. Outside of his advisory work, he is involved in buying and selling sports and movie collectibles as well as non-fungible tokens. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and advanced technologies.

Margaret Sheldon is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 license, and has 34 years of industry experience. Her prior roles include positions at National Planning Corporation and Securities America Advisors. She also operated Sheldon Office Services for 36 years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.