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Raeanne M

Series 66

Jacksonville, FL

LPL Financial

Raeanne Mc Carty is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 5 years of industry experience. She has previously worked at VyStar Credit Union and State Farm. Outside of her advisory role, she owns a craft hobby sales business and a portrait photography service. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios, retirement plan consulting, and brokerage services.

College savings (529s, UTMA, etc.)
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Alan Z

CFP®, Series 65, Series 63

Jacksonville, FL

LPL Financial

Alan Zinkin is a CFP® professional with 16 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Sequoia Financial Group, Tudor Securities, EisnerAmper LLP, and BNY Mellon Wealth Management. Outside of advisory work, he performs financial institution duties at VyStar Credit Union and acts as a fiduciary for his father. LPL Financial is a national investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and various technological tools.

College savings (529s, UTMA, etc.)
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Samuel B

Series 66

Jacksonville, FL

LPL Financial

Samuel Barrington is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Fidelity Investments and J.P. Morgan Chase. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers a broad range of advisory programs, financial planning, and consulting services, combining discretionary and non-discretionary management with model portfolios and research from various sources.

College savings (529s, UTMA, etc.)
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Urban F

Series 65, Series 63

Jacksonville, FL

LPL Financial

Urban Fleming IV is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and having 12 years of industry experience. He has previously worked at VyStar Credit Union, BB&T, Cetera, and Regions Bank. In addition to his advisory role, he serves as an adjunct professor at Florida State College at Jacksonville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies.

College savings (529s, UTMA, etc.)
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Blaine J

Series 66

Jacksonville, FL

LPL Financial

Blaine Johnson is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining LPL Financial, he worked at VyStar Investment Services and has experience in roles outside of finance, including positions at DoorDash and the University of North Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by proprietary and third-party research.

College savings (529s, UTMA, etc.)
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Cory W

Series 63, Series 65

Jacksonville, FL

LPL Financial

Cory Wilcox Vasquez is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2019, with prior experience at Merrill and VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options supported by proprietary research and third-party subadvisors.

College savings (529s, UTMA, etc.)
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Robert W

Series 63, Series 65

Jacksonville, FL

LPL Financial

Robert Walls is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with LPL Financial since 2013 and previously worked at Space Coast Credit Union for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)
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Preston M

Series 66

Jacksonville, FL

LPL Financial

Preston Miller is a financial advisor at LPL Financial in Jacksonville, FL, holding a Series 66 designation with three years of industry experience. His prior roles include positions at VyStar Credit Union and Fidelity Investments. Outside of his advisory work, he serves as a notary for VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and a range of portfolio strategies.

College savings (529s, UTMA, etc.)
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Mark L

Series 63, Series 65

Jacksonville, FL

LPL Financial

Mark Lamensdorf is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. Prior to joining LPL Financial in 2022, he worked as a business consultant for nine years. He is also involved with Vystar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives offering a range of financial planning and advisory services.

College savings (529s, UTMA, etc.)
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Tyler C

Series 66

Jacksonville, FL

LPL Financial

Tyler Coe is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2016 and concurrently serves at Vystar Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

College savings (529s, UTMA, etc.)
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John C

Series 66

Jacksonville, FL

LPL Financial

John Curls III is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2014 and concurrently works with Vystar Credit Union since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)
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James D

Series 66

Jacksonville, FL

LPL Financial

James Deberry III is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at LPL Financial since 2017 and concurrently at VyStar Credit Union since 2014. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)
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Davida C

Series 63, Series 66

Jacksonville, FL

LPL Financial

Davida Carter is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 38 years of industry experience. She has worked with LPL Financial since 2014 and has been associated with VyStar Credit Union and VyStar Financial Group since 2005. Carter serves as a member of the VyStar Credit Union Retirement Plan Committee, a nonprofit board role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by internal and third-party research.

College savings (529s, UTMA, etc.)
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Trellanee M

Series 66

Jacksonville, FL

LPL Financial

Trellanee Moore is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Vystar Credit Union, Sagepoint Financial, Inc., and Axa Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)
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Shane T

Series 66

Jacksonville, FL

LPL Financial

Shane Tschappat is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at VyStar Credit Union, 121 Financial Credit Union, and Agapi Behavioral Consultants. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

College savings (529s, UTMA, etc.)
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Tiffany H

Series 66

Jacksonville, FL

LPL Financial

Tiffany Harmer is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2023 and has a background with VyStar Credit Union, where she has been employed since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management, supported by research and diverse investment strategies.

College savings (529s, UTMA, etc.)
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Stefanie S

Series 63, Series 66

Jacksonville, FL

LPL Financial

Stefanie Starling is a financial advisor at LPL Financial with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services. Outside of her advisory role, she is involved in a family business, JS Mobile Truck Services, LLC, where she handles bookkeeping. LPL Financial serves a broad client base including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from both in-house and third-party sources.

College savings (529s, UTMA, etc.)
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Everett M

Series 65, Series 63

Jacksonville, FL

LPL Financial

Everett Massey is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 65 and Series 63 designations and has worked for firms including Waddell & Reed, Securian Financial Services, and various insurance carriers. He also operated a separate non-variable insurance business and maintains a DBA related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal research and third-party subadvisors.

College savings (529s, UTMA, etc.)
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Christian T

Series 66

Jacksonville, FL

LPL Financial

Christian Testa is a Series 66 licensed financial advisor with LPL Financial, based in Jacksonville, FL. He has two years of industry experience, including roles at VyStar Credit Union since 2020 and LPL Financial since 2023. Outside of his advisory work, he is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management alongside model portfolios and research from internal and third-party sources.

College savings (529s, UTMA, etc.)
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Cynthia F

Series 63, Series 66

Jacksonville, FL

LPL Financial

Cynthia Frazier is a financial advisor at LPL Financial with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has been with LPL Financial since 2014. Additionally, she has a long-standing role at VyStar Credit Union since 2001. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering diverse advisory programs and financial planning services through a national network of investment adviser representatives.

College savings (529s, UTMA, etc.)
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Sara G

Series 63, Series 66

Jacksonville, FL

LPL Financial

Sara Gross is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 66 designations and 21 years of industry experience. She has been with LPL Financial since 2016 and also maintains a role at VyStar Credit Union since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with both discretionary and non-discretionary management options supported by research from LPL and third-party subadvisors.

College savings (529s, UTMA, etc.)
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Richard C

Series 63, Series 65

Jacksonville, FL

LPL Financial

Richard Chiarenza is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with LPL since 2014. He is also associated with VyStar Credit Union and is involved with VYSTAR Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, offering various advisory programs and financial planning services through a national network of investment adviser representatives.

College savings (529s, UTMA, etc.)
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Jacob C

Series 66, Series 63

Jacksonville, FL

LPL Financial

Jacob Carver is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 66 licenses and one year of industry experience. His prior experience includes roles at Vystar Credit Union and Fidelity Investments. He has also worked in education and community services, including positions with the Baker County School Board and University of North Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

College savings (529s, UTMA, etc.)
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Stephen K

Series 63, Series 65

Jacksonville, FL

LPL Financial

Stephen Kowitski is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with LPL Financial since 2014 and also maintains a role at VyStar Credit Union since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

College savings (529s, UTMA, etc.)
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John B

Series 66

Jacksonville, FL

LPL Financial

John Beehner is a financial advisor at LPL Financial in Jacksonville, FL, with 14 years of industry experience. He holds the Series 66 designation and has worked concurrently at Vystar Credit Union and LPL Financial since 2015. Outside of his advisory role, he is involved with Fall Line Farms in Adrian, GA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and third-party research, alongside various institutional and participant advice services.

College savings (529s, UTMA, etc.)
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John T

CFP®, Series 66

Jacksonville, FL

LPL Financial

John Tabor is a CFP® professional with 14 years of industry experience, currently serving with LPL Financial in Jacksonville, FL. He has worked at LPL Financial and VyStar Credit Union since 2016. Tabor is chairman and supervisor on the board of The Crossings at Fleming Island Community Development District, a municipal government entity managing community common areas and amenities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and third-party sources.

College savings (529s, UTMA, etc.)
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Miranda K

Series 66

Jacksonville, FL

LPL Financial

Miranda Kimball is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and has worked at LPL Financial and VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

College savings (529s, UTMA, etc.)
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