Frank Kramer is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cadaret, Grant & Co., Inc. and his own firm, F.E. Kramer Associates, Inc. He is also involved in insurance sales, offering life, long-term care, and fixed annuities products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Matthew Meagher is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at several firms including Cadaret, Grant & Co., Inc., Cambridge Investment Research Advisors, and Wells Fargo Advisors. Meagher is also involved with F.E. Kramer & Associates Inc., a business related to his investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisor-facing tools and extensive non-advisory financial activities.