John Lugauer is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2017 and previously spent 18 years with Investment Centers Of America, Inc. He maintains a private business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a network of investment adviser representatives utilizing model portfolios, third-party subadvisors, and customizable strategies.

Jennifer Lugauer is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. She has worked at LPL Financial since 2019 and previously held roles at River Financial Planners, Kennicott Brothers Company, and Toys R Us. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, including model portfolios and third-party asset management, supported by advanced research and advisor tools.

Jay Koski is an advisor with LPL Financial holding a Series 66 designation. He has been in the industry since 2025 with prior experience at River Financial Planners and Houser Cook. Outside of his financial career, he has been involved with Saint Michael Lutheran Church for seven years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of services including financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms.