Lawrence McGrath is a CFP®-credentialed financial advisor with 28 years of industry experience. He is currently with LPL Financial and previously worked for Next Financial Group, Inc. and National Planning Corporation. Outside of advising, he is involved in artistic and musical pursuits through his work with Tonedaddy Publishing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

David Richter is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials. He has over a decade of experience at GreatBanc Trust Company prior to joining LPL Financial and Upstream Investment Partners in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and asset management solutions.