Teresa Clements is a CFP® with 16 years of industry experience currently affiliated with LPL Financial. Her prior work includes roles at U.S. Bancorp Investments, Bank of America, Merrill, Invest Financial Corporation, Peak American Investment Advisors, and Brookstone Capital Management. She is located in Murfreesboro, TN. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors utilizing various portfolio strategies and operational support tools.

Clinton Allen is a financial advisor with LPL Financial in Murfreesboro, TN, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at United Community Bank, Ameriprise Financial Services, FIRST Citizens Investor Services, Morgan Stanley, and Edward Jones. He is also involved with United Community Advisors, a related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research assistance.

Felix Lemarinel is a financial advisor with LPL Financial in Murfreesboro, TN, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc and Galt Line Inc. Outside of advising, he writes for the blog OG's Truth. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, including model portfolios and third-party asset management, supported by a large network of advisors and a broad platform that integrates advisory and non-advisory financial services.