Laurence Epstein is a Certified Financial Planner (CFP®) with 38 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Cetera Advisors Networks LLC, United Capital Financial Advisers, Girard Securities, and Osaic FA, Inc. Epstein is also involved with Clarity Wealth Management, LLC, which operates as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors and managing over $819 billion in discretionary assets.

Mark Schwab is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corporation. Schwab is also the sole owner and president of Mark A. Schwab & Associates Inc., a pension consulting and administration firm he founded in 1990. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

James Luongo is a financial advisor with LPL Financial in Palm City, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 34 years of industry experience, including prior work at Northwestern Mutual Investment Management. Outside of his advisory role, Luongo is a health coach and author, involved in health-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by extensive technology tools and oversight of substantial discretionary assets.