Marsha Smith is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. She has worked at LPL Financial since 2017 and also has experience with Investment Centers of America dating back to 2013. Outside of advisory work, she serves as an administrative and registered assistant at Citizens National Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

John Martin is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with LPL Financial, where he has worked since 2017, and previously worked at Investment Centers of America, Inc. since 2012. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolios, utilizing resources from LPL Research and third-party subadvisors.

Monica Harsha is a financial advisor with LPL Financial based in Park Rapids, MN. She holds a Series 66 designation and has been in the industry since 2025. Her prior experience includes roles at Citizens National Bank, the University of Minnesota Hubbard County Extension Office, and ownership of We Sell Your Stuff, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various technology-driven investment strategies.