Ryan Kozarits is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2020 and has prior experience in lawn and landscape businesses and part-time roles during his education at the University at Buffalo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad network of investment adviser representatives.

John Kramer is a Series 66-licensed financial advisor with 26 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 14 years at Ameriprise Financial Services. Kramer is based in Pittsford, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Cantando is a financial advisor at LPL Financial in Pittsford, NY, holding a Series 66 designation with three years of industry experience. He previously worked at Financial Partners of Upstate New York and Bankers Life, and has also held roles outside of finance, including at Cobblestone Creek Country Club and Keuka College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using model portfolios, third-party subadvisors, and customized strategies.

Emily Smith is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for four years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Kimberly Anderson is a CERTIFIED FINANCIAL PLAN™ professional with 32 years of industry experience. She has worked at LPL Financial since 2019 and previously spent 25 years at Ameriprise Financial Services, Inc. Additionally, she serves in a fiduciary capacity for the Andrew G Cole Testamentary Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Ginther is a financial advisor with LPL Financial in Pittsford, NY, holding a Series 66 designation and bringing 23 years of industry experience. His prior experience includes roles at Ameriprise Financial Services, KeyBanc Capital Markets, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, combining extensive advisory platforms with non-advisory financial activities, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Vladimir Boulatnikov is a Series 66 licensed financial advisor with 24 years of industry experience. He is currently with LPL Financial and has previously worked at Ameriprise Financial Services and Merrill. Outside of his advisory role, he is involved in an international translation services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to model portfolios, third-party asset managers, and institutional platforms, supported by advanced operational tools.

Sandy Romeo Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Morgan Stanley, and KeyBanc Capital Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on combining scale and broad non-advisory financial activities alongside its advisory services.