Ryan Kozarits is a financial advisor with LPL Financial in Pittsford, NY. He holds the Series 66 designation and has three years of industry experience. Prior to his current role, he has held various positions including work related to landscape services and education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Kramer is a financial advisor with LPL Financial in Pittsford, NY, holding a Series 66 designation and 26 years of industry experience. He worked at Ameriprise Financial Services, Inc. from 2005 to 2019 before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios and research from LPL Research and third-party subadvisors.

Nicholas Cantando is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He previously worked at Financial Partners of Upstate New York and Bankers Life. Outside of advising, he has experience at Cobblestone Creek Country Club and Keuka College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Emily Smith is a financial advisor with LPL Financial based in Pittsford, NY. She holds a Series 66 designation and has three years of industry experience. Prior to joining LPL Financial in 2019, she worked at Ameriprise Financial Services, Inc. from 2015 to 2019. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Kimberly Anderson is a CFP® professional with 32 years of industry experience, currently advising clients at LPL Financial since 2019. Prior to joining LPL, she spent 25 years with Ameriprise Financial Services, Inc. In addition to her advisory role, she serves in a fiduciary capacity for the Andrew G Cole Testamentary Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diversified advisory programs, financial planning, and consulting services through a nationwide network of investment adviser representatives.

Christopher Ginther is a financial advisor at LPL Financial with 23 years of industry experience. He holds a Series 66 license and has worked at LPL Financial since 2019, following a decade at Ameriprise Financial Services, Inc. Ginther is also involved with Cavalier and Assoc LLC and Specific Solutions, where he provides services related to non-variable insurance on a part-time basis. LPL Financial serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Vladimir Boulatnikov is a Series 66-licensed advisor with LPL Financial, based in Pittsford, NY, and has 24 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining LPL Financial in 2019. Outside of his advisory role, he is involved with Tellmorr International Translation Services, providing interpreter services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Sandy Romeo Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2019. In addition to his advisory role, he is involved in several related business activities, including non-variable insurance and partnership interests outside the core advisory business. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a wide range of financial planning, advisory programs, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support its investment strategies.