Stephen Cote is a financial advisor with LPL Financial in Spokane, WA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes roles at Securities America Advisors and Kms Financial Services. Outside of financial advising, he operates a non-variable insurance agency providing term life, whole life, fixed annuities, group insurance, and universal life products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Colleen Macaulay is a financial advisor at LPL Financial with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Arbor Point Advisors, Securities America Advisors, Inc., Securities America, Inc., and KMS Financial Services, Inc. She has operated Macaulay & Associates as a separate business entity alongside her advisory roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services through a large network of advisors, combining traditional approaches with technology tools to support both discretionary and non-discretionary account management.