Bradford Pine is a financial advisor with LPL Financial in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Cantella & Co Inc and Cadaret Grant & Co., Inc. He is also an author of investment-related publications, including *10 Tips For Your Retirement Rollover* and *Swab My Cheek*. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services supported by both LPL Research and third-party subadvisors.

Alfred Merchant is a financial advisor with LPL Financial, holding a Series 63 designation and 36 years of industry experience. He previously spent 20 years with Cadaret, Grant & Co., Inc. Outside of his advisory role, he is involved in business ventures including ownership of a maritime business and membership in a boat racing LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services supported by extensive research and multiple management options.

Michelle Kendall is a financial advisor with LPL Financial in Syracuse, NY, holding a Series 66 designation and 19 years of industry experience. Her previous roles include positions at Cadaret, Grant & Co., Inc. and Grove Point Investments before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Thomas Repass is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior firms include Cadaret, Grant & Co., Inc., Woodbury Financial Services Inc, and National Planning Corporation. Outside of advisory work, he operates Thomas W Repass PLLC, providing mortgage, real estate, and non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Jamin Purtell is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His previous roles include positions at Cadaret Grant & Co., Inc., Lincoln Financial Advisors Corporation, and Signator Investors Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Frank Brown is a financial advisor at LPL Financial with 39 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc., Woodbury Financial Services Inc., National Planning Corporation, and Paragon Financial Group Inc. Brown has maintained a non-variable insurance business concurrent with his advisory career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, using both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Jennifer Hayes is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Cadaret, Grant & Co., Inc. since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.