Austin Mall is a CFP® professional with six years of industry experience, currently serving as a financial advisor at LPL Financial. Before joining LPL Financial in 2026, he worked for six years at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, Mall is a life coach and motivational speaker based in Tallahassee, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser supporting individuals, retirement plan participants, and institutions through a broad range of advisory and brokerage services. The firm offers financial planning, third-party asset management, and institutional platforms, leveraging advanced tools to assist its network of over 22,800 advisors.

Fred Palmer is a financial advisor with LPL Financial in Tallahassee, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Kestra Investment Services, Uvest Financial Services Group, and Raymond James Financial Services. He is also involved with CUNA Mutual Executive Benefits. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research assistance.