Richard Little is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, and has 13 years of industry experience. His prior firms include Raymond James & Associates and InvestCloud, and he is also the owner of Kahn Little LLC, a business unrelated to investment advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advisory services primarily through investment adviser representatives.

Kathleen Kaffenberger is a ChFC® credentialed financial advisor with 38 years of industry experience. She is currently with LPL Financial and previously worked at Cadaret, Grant & Co., Inc., Community Bank, and INVEST Financial Corp. Kathleen is also involved with Marathon Financial Advisors, an affiliated business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

William Bergin is a financial advisor with LPL Financial, holding Series 63 and 65 credentials and bringing 38 years of industry experience. He worked at Merrill for 10 years before joining LPL Financial in 2011. His other business activities include operating a DBA, Schneider Financial LLC, based in Cortland, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset managers, supporting its large network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

David Fernquist is a CFP® professional with 36 years of industry experience, currently serving as an advisor at LPL Financial since 1998. He has involvement in a separate insurance business focused primarily on non-variable health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and portfolio management options supported by extensive research and technology tools.