Kevin Kelly is a financial advisor with LPL Financial in Traverse City, MI, holding the CFP® designation and securities registrations Series 63, 65, and 66. He has 44 years of industry experience, having worked previously at Western International Securities, Inc., Financial West Group, and operated his own advisory firm, Kevin Paul Kelly & Associates, for 30 years. Kelly is also licensed to provide legal services and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party subadvisors, supported by advisor-facing technology and a broad platform of non-advisory financial products.

Kristi Avery is a financial advisor with LPL Financial in Traverse City, MI, holding Series 65 and Series 63 licenses and having 20 years of industry experience. Her prior roles include positions at For Investment Partners, Western International Securities, Inc., and Financial West Group. Avery is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.