Kyle Ryan is a CFP® and ChFC® affiliated with LPL Financial, holding securities registration Series 66 and bringing six years of industry experience. He has worked with Menninger & Associates, Cetera Advisor Networks, Voya Financial Advisors, and Primerica. Outside of his advisory roles, he contributes as a subcontractor article editor for LendEDU. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with access to model portfolios, research, and a range of discretionary and non-discretionary management solutions.

Aaron Sanchez is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, he worked at Northwestern Mutual, East Coast Advisory, Wehrung's Lumber, and Lighthouse Planning Consultants. He has also been affiliated with East Stroudsburg University of Pennsylvania since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, leveraging proprietary and third-party research and technologies.

Andres Maldonado Carvallo is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. He joined LPL Financial in 2023 after four years dedicated to full-time education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and research to support diversified investment strategies.

Nicholas De Vito is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and is also associated with Menninger & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology integration.

Michael Menninger is a CFP® with 25 years of experience in financial advising. He is currently with LPL Financial and has previously worked at Cetera Advisor Networks LLC, Menninger & Associates, and VOYA Financial Advisors. In addition to his advisory work, he teaches in the Perkiomen Valley School District and contributes as an article editor for LendEDU. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

Julius Mittl is a financial advisor at LPL Financial with one year of industry experience. He previously worked at Diversified LLC and Florida Financial Advisors DBA Tristate Financial Advisors, and held roles at Temple University and the Northwestern Lehigh School District. He holds Series 65 and Series 66 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.