Robert Kozloski II is a financial advisor with M HOLDINGS SECURITIES, Inc., holding a Series 63 designation and 26 years of industry experience. He has worked with Evergreen Consulting, Inc. and M. Holdings Securities, Inc. since 2002. Outside of his advisory role, he serves as president of his local homeowners association, overseeing property grounds, maintenance, and related matters. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent financial professionals. The firm offers a range of advisory and brokerage services, including discretionary investment management, financial planning, and retirement plan consulting, combining multiple platforms and third-party sub-advisors to support client portfolios.

James Graham is a CFP® with 43 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. since 2001. He also has long-standing roles at Evergreen Management, dating back to 1991 and 1992. Graham holds vice president positions in Evergreen Consulting and in outside insurance sales. M HOLDINGS SECURITIES, Inc. serves a broad client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and professionals. The firm provides a range of advisory and brokerage services, including discretionary investment management, retirement plan consulting, and insurance advisory, supported by platform providers and a combination of in-house and third-party portfolio management.

John Moore is a financial advisor with M HOLDINGS SECURITIES, Inc. in Chattanooga, TN, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with M HOLDINGS SECURITIES, Inc. for 25 years and also serves as Director at Evergreen Consulting, Inc., where he focuses on pension and executive benefits. Outside of his advisory work, Moore serves as Executive Vice President of the Tennessee State Soccer Association and as Senior Vice Commander of the Military Order of The Loyal Legion of the U.S. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a comprehensive range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by platform providers and a mix of in-house and third-party portfolio management.