Robert Kozloski II is a financial advisor with M Holdings Securities, Inc., holding a Series 63 designation and 26 years of industry experience. He has been affiliated with Evergreen Consulting, Inc. and M Holdings Securities since 2002. Outside of his advisory role, he serves as president of the Executive Oaks Homeowners Association, overseeing property grounds and maintenance. M Holdings Securities serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement plan consulting, financial planning, and insurance advisory.

James Graham is a CFP®-credentialed financial advisor with 42 years of industry experience. He has been with M Holdings Securities, Inc. since 2001 and is also involved with Evergreen Management and Royal Financial. Outside of his advisory roles, he serves as Vice President of Evergreen Consulting, focusing on the sales of variable insurance and securities, and is engaged in outside insurance sales. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual and corporate clients through a nationwide network of financial professionals. The firm offers a range of advisory services including investment management, retirement plan consulting, financial planning, and sub-advisory services, utilizing multiple sponsored platforms and custodial providers.

John Moore is a financial advisor at M Holdings Securities, Inc. with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has been with M Holdings since 2001. In addition to his advisory role, Moore serves as Executive Vice President on the board of the Tennessee State Soccer Association and as Senior Vice Commander of the Military Order of The Loyal Legion of the U.S. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of independent firms. The firm offers a range of advisory and sub-advisory services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance-contract advisory services.