Jeremy Heavey is a Series 65-licensed financial advisor with M Holdings Securities, Inc., based in Kalamazoo, MI. He has four years of industry experience and has worked at Rose Street Advisors since 2021. He has also volunteered as a guidance and coaching volunteer for the nonprofit Edge Community, Inc. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of advisors. The firm offers investment management, financial planning, retirement consulting, and sub-advisory services, utilizing multiple sponsored platforms and a fiduciary review process.

Scott Higgins is a CFP® with 24 years of industry experience, currently affiliated with M Holdings Securities, Inc. and Rose Street Advisors since 2012. He serves on the Finance Committee of Kalamazoo Neighborhood Housing Services, where he reviews the organization's financial statements. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves individual, corporate, and retirement plan clients through a nationwide network of independent Member Firms. The firm offers a range of advisory services including investment management, retirement plan consulting, and sub-advisory services, working through financial professionals who tailor recommendations based on client objectives and risk tolerance.

Zachary Saltzgaber is a financial advisor at M Holdings Securities, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Ernst & Young and Byron Center Public Schools. M Holdings Securities serves a diverse client base including individuals, retirement plans, and charitable organizations through a nationwide network of independent firms and financial professionals. The firm offers a wide range of advisory and brokerage services, combining discretionary and non-discretionary investment management with financial planning and retirement consulting.

Julia Sanders is a financial advisor with M Holdings Securities, Inc., holding a Series 65 credential and three years of industry experience. She has worked at Rose Street Advisors, LLC since 2019 and previously held roles at Davenport University, Kalamazoo Valley Community College, and Gasaway Investment Advisors, Inc. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network. The firm offers investment management, retirement plan consulting, financial planning, sub-advisory services, and insurance-contract advisory services, utilizing multiple platforms and third-party managers to tailor solutions to client needs.

Cory Shaver is a financial advisor with M Holdings Securities, Inc. He holds a Series 65 designation and has three years of industry experience. Prior to joining M Holdings, he worked at Rose Street Advisors and Summit Pointe. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients nationwide. The firm offers investment management, retirement consulting, financial planning, and sub-advisory services through a network of independent professionals and utilizes multiple sponsored platforms and custodial providers.