Joseph Eppy is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He has been with MML Investors Services since 1994 and with Massachusetts Mutual Life Insurance Company since 1993. Outside of his advisory role, he is the founder and CEO of Stress-Free Parenting LLC and serves as a board member for Oakstone Academy, a special needs school for children with autism. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements that utilize firm-approved analytical tools and provides educational seminars alongside various investment programs.

Samuel Eppy is a ChFC® credentialed financial advisor with over 10 years of industry experience, currently with Mass Mutual Investors Services. He has been with the firm since 2015 and also holds a position at MassMutual Life Insurance Co beginning in 2010. Outside of his advisory role, he serves as treasurer for the nonprofit Jujus Mission to Remission, overseeing its financial functions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, emphasizing collaborative annual planning relationships with clients.

Craig Eppy is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and having 10 years of industry experience. He has worked at MassMutual Life Insurance Co since 2012 and MassMutual Investors Services since 2015. Eppy serves as treasurer and board member of a nonprofit special needs school. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning relationships and offering specialized services such as divorce planning and estate-settlement programs.

Abel Fernandez is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and small business owners to develop customized wealth management plans that align with their financial goals. His areas of focus include personal retirement planning, small business strategies, tax minimization, and retirement income. Abel holds a Bachelor's Degree from Florida International University and has earned the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, he takes time to understand clients’ short-, mid-, and long-term objectives to provide personalized guidance and tailored strategies. Abel also connects clients to Bank of America specialists for services including banking, credit, home financing, and small business solutions. Outside of his professional role, Abel enjoys baseball, cooking, football, golfing, and spending time with his family. He emphasizes building trusted relationships through clear communication and aims to help clients navigate complex financial decisions with confidence.