Andrew Warner is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 66 and Series 63 licenses. He has four years of industry experience, including prior roles at Wells Fargo Securities. Outside of his advisory work, he is also an insurance broker specializing in life, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using detailed client data and firm-approved analytical tools to develop recommendations.

James Ziel is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2014. Outside of his advisory role, Ziel serves as an equipment assistant for the Mecklenburg County Board of Elections and works as an automotive repair technician. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements supported by software tools and provides additional event-driven planning services such as divorce and estate-settlement planning.

Cody Dawkins is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds the Series 66 and Series 63 certifications. His work history includes roles at Robinhood Markets, The Vanguard Group, and MassMutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Kyle Potenski is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services in Charlotte, NC. His prior experience includes roles at Bank of America, Merrill, UBS Financial Services, and Empower Advisory Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Drue Garrison is a Certified Financial Planner (CFP®) with 25 years of industry experience, currently affiliated with Mass Mutual Investors Services in Charlotte, NC. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2001. Outside of his advisory role, he is involved in individual life insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as collaborative annual relationships.

Jack Quist is a financial advisor with MassMutual Investors Services holding a Series 66 credential. He began his financial services career in 2023 with Wells Fargo and has been with MassMutual and its subsidiary since 2024. Outside of advising, he is involved with Go Big Red Management LLC as an investment analyst focused on real estate opportunities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs a collaborative, annual planning process using firm-approved analytical tools and provides various event-driven planning programs.

Brant Hinckley is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. since 2007. He is also a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning using firm-approved analytical tools and delivers recommendations through ongoing annual engagements.

David Belinkie is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 66 designation and has been with Mass Mutual Investors Services and Mass Mutual Financial Group since 2003. Outside of his advisory role, he is also licensed as an individual life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to develop collaborative, annual planning relationships with clients.

Stephen Holderness IV is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding a Series 66 designation and having one year of industry experience. Prior to his current role, he worked at MassMutual Life Insurance Company and has experience in public health and small business operations. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-driven planning using firm-approved analytical tools.

Shane Tenny is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding a Series 66 designation and 25 years of industry experience. He has been with MassMutual Life Insurance Company and its investment services division since 2001. Outside of advising, he is an author involved in book sales. MassMutual Investors Services operates as a broker-dealer and registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative, software-supported planning approach and provides a range of investment and educational services.

Rachel Davis is a financial advisor with Mass Mutual Investors Services in Charlotte, NC. She holds the CFP® and ChFC® designations and has eight years of industry experience. Her prior experience includes roles at New York Life Insurance Co. and NYLIFE Securities LLC. Outside of advising, she works as an insurance broker and owns a property management business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, delivering customized recommendations through collaborative annual planning engagements.

David Ferguson is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at MML Investors Services and MassMutual Life Insurance Company since 2009. In addition to his advisory work, he is an insurance agent specializing in individual and group life and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to support goal analysis and written recommendations.

Thomas Austell is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding a Series 66 designation and 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Outside of advisory roles, he is a continuing education instructor and is involved in life settlements and insurance sales. He also owns OmniWealth Financial Planning, LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using firm-approved software without discretionary authority, with implementation of recommendations managed through separate arrangements.

Jordan Bilodeau is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding CFP® and Series 66 designations and bringing eight years of industry experience. He has worked at Spaugh Dameron Tenny since 2017 and at MML Investors Services LLC since 2015, with prior experience at Hf Financial from 2015 to 2017. He is also involved as a director of financial planning in an additional business role. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning relationships supported by firm-approved analytical tools.

Ryan Donaghy is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 21 years of industry experience, having worked with MML Investor Services, LLC and MassMutual since 2004. Donaghy also owns and manages Donaghy Financial Planning, LLC, an LLC focused on business operations and administrative functions. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved tools and models.

William Koster is a CFP® and Series 66 registered advisor with MassMutual Investors Services, based in Charlotte, NC, with eight years of industry experience. He has worked at MassMutual and its affiliates since 2017 and previously at Hornor, Townsend & Kent, Inc. Koster is also licensed as a life and disability insurance agent. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations.

Michael Ealey is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual since 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering collaborative, goal-oriented engagements that utilize firm-approved software and tools.

Matthew Hadley is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at New York Life Insurance Co and NYLIFE Securities LLC. He is also involved in outside insurance sales, focusing on life, disability, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and structured, annual planning engagements.

Sean Flanagan is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience and a background that includes working at Vanquish Fencing prior to entering the financial services field. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships focused on detailed goal analysis and written recommendations.

Matthew Pawlowski is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Pawlowski is also the owner of WC Advisor Services LLC, an administrative services firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Neville Fearing is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 66 and Series 63 licenses and 13 years of industry experience. He has been with MassMutual and its affiliated entities since 2014. Outside of his primary role, he is involved with R.P.C.G, LLC, providing financial planning and advising services for retirement plan clients and retail customers, and he also owns KANDN Holding LLC, where he researches and invests in real estate and closely held businesses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations without investment discretion as part of the planning engagement.

Bryce Miller is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2008. Outside of his advisory role, he is an agent for individual and group life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing technology such as Monte Carlo simulations to deliver detailed recommendations in ongoing client relationships.

Peirce Ward is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2014. Ward serves as a compensated board member for TowneBank. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including asset management and educational seminars.

Joel Heimbigner is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and eight years of industry experience. He has worked with Mass Mutual Life Insurance Co and Mass Mutual Investors Services since 2017, and previously spent eight years at Travelers Insurance. He also acts as a producer for outside insurance products, specializing in disability and fixed annuities on a limited basis. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships and provides a variety of investment and event-driven planning services.

John Dameron is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with MassMutual Investors Services and Massachusetts Mutual Life Insurance Company since 2002. Outside of his advisory role, he owns and operates a spice sales business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize advanced software tools to develop recommendations tailored to clients’ goals.

Weston Graddy is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual, he worked at Accenture and Insight Sourcing Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative planning engagements using firm-approved tools and delivers recommendations focused on investment categories and strategies.

Geoffrey Pyke is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and five years of industry experience. His career includes roles at Mass Mutual Life Insurance Co and MML Investors Services, LLC since 2018, as well as prior experience at Sciences Po and Bates College. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software tools to create detailed client plans.

Kenneth Altman is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding the ChFC®, Series 63, and Series 65 designations. He has 29 years of industry experience, including roles at MetLife Resources and MassMutual Life Insurance Company. Outside of his advisory work, he is involved in insurance sales and owns SRS Financial Group, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as ongoing, collaborative relationships with a focus on written recommendations and a variety of event-driven planning services.

Sophie Lorenzo is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has two years of industry experience, including roles at MassMutual Life Insurance Co and McLawhorn and Russel, PLLC. Prior to her financial services career, she worked in various positions including at UNC Chapel Hill and the NC Youth Conservation Corps. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and emphasizes event-driven planning programs such as divorce and estate-settlement planning.

Tim Bartolomeo is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 10 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning engagements.

William Smith is a financial advisor with Mass Mutual Investors Services in Charlotte, NC. He holds Series 63 and Series 65 designations and has 39 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he spent 31 years with Metlife Securities Inc. He is also an independent insurance agent specializing in life, accident, health, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented planning and a range of investment strategies.

Cynthia Richards Donald is a CFP® professional with 31 years of industry experience, currently serving at Mass Mutual Investors Services since 2014. She holds Series 63 and Series 65 licenses and is based in Charlotte, NC. She is also the owner of Premier Wealth Transfer Group, LLC, a business focused on managing operational expenses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools to analyze client goals and provides event-driven planning services including estate settlement and divorce planning.

Lee Bowman is a financial advisor with Mass Mutual Investors Services in Charlotte, NC. He holds the Series 66 designation and has 19 years of industry experience, including his tenure at Mass Mutual Investors Services since 2007. Outside of his advisory role, Bowman owns Five Point Business Advisors, a coaching and goal-setting business focused on continuity and succession planning for companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based strategies without discretionary investment management.

Luiggino Galletto Jr. is a financial advisor at Mass Mutual Investors Services with 38 years of industry experience. He holds Series 63 and Series 66 designations and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2004. In addition to his advisory role, he is involved with R.P.C.G, LLC, where he provides financial planning and advising for retirement plan clients and retail clients. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved analytical tools.

Robert Matricardi Jr. is a financial advisor at Mass Mutual Investors Services with 26 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at LPL Financial, Financial Resources Group, and Equitable Advisors. Outside of his advisory work, he owns Insolent Swine BBQ, a private chef business, and volunteers with Southern States Mastiff Rescue. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, software-supported analyses to deliver recommendations tailored to client goals.

Robert Adams Jr. is a CFP® professional with 42 years of industry experience, currently affiliated with Mass Mutual Investors Services in Charlotte, NC. His prior experience includes roles at MetLife Securities Inc. and Mass Mutual Life Insurance Co. In addition to his advisory work, he serves as an executor handling the disposition of an estate. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.

Michael Russell is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 credentials and having 16 years of industry experience. He has been with MassMutual Life Insurance Co and Mass Mutual Investors Services since 2010. Outside of his advisory role, he is also a licensed individual life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented planning without discretionary investment management.

Jason Goldy is a CFP® and ChFC® with 26 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2005 and MassMutual Life Insurance Co. since 2014. In addition to his advisory role, Goldy is president of ACTRI, LLC, a consulting firm focused on growth opportunities and leadership development for closely held businesses. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop tailored recommendations.