Patricia Howard is a financial advisor with Mass Mutual Investors Services in Costa Mesa, CA, holding a Series 66 credential and one year of industry experience. She previously worked at Kestra Investment Services, LLC and has over six years of experience with Gary D Nelson Associates. Outside of her advisory role, she operates a small coaching practice through SWT Enterprises, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved tools and offers specialized programs such as Divorce Planning and employer-sponsored planning.

Paul Binks is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Northwestern Mutual, Boden Energy Solutions, and operated his own business prior to joining MassMutual. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning that generally recommends investment categories and strategies without discretion.

Tuong Dung Vu is a financial advisor with Mass Mutual Investors Services in Costa Mesa, CA, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with Mass Mutual entities since 2006. In addition to his advisory role, he is involved in individual life and health insurance sales and serves as a referral agent for health and employee benefits. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and provides a range of programs including educational seminars and event-driven planning services.