Michael Devine is a financial advisor at MassMutual Investors Services with three years of industry experience. He holds a Series 66 credential and has previous experience with Blue Ocean Wealth Solutions and Royal Alliance. Devine is based in East Hills, NY. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved tools and delivers recommendations focused on investment categories and strategies.

Kenneth Sicari is a financial advisor at MassMutual Investors Services with 43 years of industry experience. He has worked with Metlife Securities Inc. for 39 years before joining MassMutual Life Insurance Company and MassMutual Investors Services. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning and strategy recommendations rather than specific product selections.

Rhys Pablo is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 43 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has worked at related firms since 2016. In addition to his advisory role, he is involved in insurance sales, focusing on life, disability, long-term care, fixed annuities, health, and Medicare products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools, and structures planning engagements as annual collaborative relationships without investment discretion.

Doug Lee is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 13 years at METLIFE Securities Inc. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide goal-based recommendations without investment discretion.

Sunnie Lee is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 28 years of industry experience. Her career includes roles at Metlife Securities Inc. and Metropolitan Life Insurance Company since 1998, as well as Massachusetts Mutual Life Insurance Company since 2016. She also works as an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, serves a range of clients including individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, structuring engagements as collaborative annual relationships that focus on detailed client information and firm-approved analytical tools.

Robert Priest is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 41 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities Co. for 15 years. He is also an independent insurance agent specializing in life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, and delivers financial planning through collaborative, annual engagements using firm-approved analytical tools.

Matthew Mullally is a financial advisor with Mass Mutual Investors Services holding Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at MassMutual Life Insurance Company, self-employment, and Geico. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Joseph Muzio is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and bringing 35 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for nearly three decades. Muzio is also an insurance agent specializing in life, accident, health, fixed annuities, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charities, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools and offers a range of programs including estate-settlement and event-driven planning services.

Samuel Leonard is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and MetLife. In addition to his advisory role, Leonard is an independent insurance agent specializing in property and casualty, life, accident, health insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative financial planning engagements using firm-approved software and recommends investment strategies without discretionary authority.

Fazal Muhammad is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 36 years of industry experience. He has worked at MassMutual Life Insurance Company since 2016 and previously spent 28 years at Metlife Securities Inc. Muhammad is also an independent insurance agent specializing in property and casualty insurance and provides services for life, disability, long-term care, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based recommendations rather than discretionary investment management.

Hysen Ulaj is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 29 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent 20 years at Metlife Securities Inc. In addition to his advisory role, Ulaj is involved in insurance sales, focusing on individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using collaborative, annual planning engagements that incorporate firm-approved analytical tools.

Margaret Ehrhart is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 34 years of industry experience. She previously worked at Metlife Securities for 26 years before joining MassMutual Life Insurance Company and Mass Mutual Investors Services. Additionally, Ehrhart operates as an independent insurance agent specializing in life, accident, health, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual financial planning engagements supported by firm-approved analytical tools and offers specialized programs such as divorce planning and employer-sponsored planning.

Mizanur Rahman is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 30 years of industry experience. He previously worked at Metlife Securities Inc. for 21 years before joining Mass Mutual Investors Services in 2017. Rahman serves on the board of the Volunteers Association for Bangladesh and holds leadership roles in several nonprofit organizations focused on supporting underprivileged communities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and supports various event-driven planning services.

Gregory Clague is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and totaling 35 years of industry experience. He has worked with MetLife Securities, Metropolitan Life Insurance Company, and Massachusetts Mutual Life Insurance Company before joining Mass Mutual Investors Services in 2017. Outside of his advisory role, he acts as an insurance agent specializing in individual life, health, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Bing Cheng is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 licenses and has 31 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc from 2008 to 2017. Cheng serves as chairman of a nonprofit board and is a member of the Board of Directors for the World Harvest Organization. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative annual planning engagements and firm-approved analytical tools.

Eric Tom is a financial advisor with Mass Mutual Investors Services, holding the CFP® and Series 63 credentials and bringing 37 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 29 years. In addition to his advisory role, he is an Independent Insurance Agent specializing in life, accident, health, and fixed annuities, and he is a Notary Public. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and structured planning processes to deliver written recommendations.

Nicholas Greene is a CFP® professional with 15 years of industry experience. He is affiliated with Mass Mutual Investors Services and has worked with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. He is also involved in insurance sales through a non-MMLIA brokerage role. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including educational seminars and event-driven planning services.

Frank Scalese is a financial advisor with Mass Mutual Investors Services in East Hills, NY, holding a Series 63 designation and bringing 36 years of industry experience. He previously worked at MetLife Securities for 16 years before joining Mass Mutual in 2016. Outside of advising, he serves as president of GAMA, a nonprofit organization, and is involved with the Blue Ocean Educational Foundation, which provides grants to high school students; he also speaks as a motivational speaker and manages operations at Blue Ocean Protection Solutions. Mass Mutual Investors Services is a subsidiary of MassMutual that offers financial planning and investment advisory services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved tools to develop written recommendations as part of ongoing collaborative client relationships.

Thomas Bishop is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has 26 years of industry experience. Prior to joining MassMutual Investors Services in 2017, he worked at MetLife Securities, Inc. from 2012 to 2017. Outside of his advisory role, he is the owner of TABard Enterprises, LLC, a venture focused on designing and marketing retail products such as t-shirts and footwear. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and tools to develop written recommendations tailored to client goals.

Julia Zumbach is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has five years of industry experience, including roles at MassMutual Life Insurance Company and a prior career in education. Outside of advising, she is a commissioned notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations tailored to client goals.