Thomas Bishop is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has 26 years of industry experience. Prior to joining MassMutual Investors Services in 2017, he worked at MetLife Securities, Inc. from 2012 to 2017. Outside of his advisory role, he is the owner of TABard Enterprises, LLC, a venture focused on designing and marketing retail products such as t-shirts and footwear. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and tools to develop written recommendations tailored to client goals.

Julia Zumbach is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has five years of industry experience, including roles at MassMutual Life Insurance Company and a prior career in education. Outside of advising, she is a commissioned notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations tailored to client goals.

Laurinda Ferreira is a financial advisor at Mass Mutual Investors Services with 41 years of industry experience. She holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously spending 34 years at Metlife Securities Inc. Ferreira owns and operates Five Star - Ferreira Group, LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented relationships with clients.

Carol Lewbell Gray is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 23 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously spent 14 years at Metlife Securities Inc. In addition to her advisory role, she is involved in insurance sales, focusing on individual and group life and health products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved tools, with a range of specialized services including divorce and estate planning.

Youkyung Kim is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 20 years of industry experience. Kim has worked with Mass Mutual Investors Services since 2017 and has been affiliated with Massachusetts Mutual Life Insurance Company, Metlife Securities, Inc, and Metropolitan Life Insurance Company since 2005. Outside of advisory work, Kim is an independent insurance agent specializing in life, accident, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs using firm-approved analytical tools and provides a range of event-driven planning services.

John Murphy is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds the Series 66 designation and has previously worked at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory role, he owns an LLC for business operations and is involved in outside insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services, using firm-approved software and collaborative annual planning to deliver written recommendations tailored to clients' goals.

Ryan Clarke is a financial advisor with Mass Mutual Investors Services, holding the Series 63 designation and having 10 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Co. since 2018 and previously worked at Hornor, Townsend & Kent, Inc. and Penn Mutual Life Insurance Co. from 2015 to 2018. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative approach using firm-approved software to analyze client goals and offers specialized planning services, including recent additions such as standalone Divorce Planning.

Philipose Samuel is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 25 years of industry experience. His prior work includes more than two decades at Metlife Securities Inc. In addition to his advisory role, he owns and sells insurance products such as property and casualty, health, and Medicare plans through a separately owned business. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements that utilize firm-approved software and tools to analyze client goals and deliver written recommendations.

Jeffrey Berg is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at METLIFE SECURITIES Inc. In addition to his advisory role, he is also licensed as an insurance agent involved in life, health, disability, and long-term care insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and also provides specialized planning programs, including divorce and estate-settlement planning.

Christina Benintendi is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has two years of industry experience and previously worked at Instacart, Shipt, and MassMutual Life Insurance Company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-focused planning engagements supported by firm-approved analytical tools and a range of educational programs.

Soofia Naqvi is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 14 years of industry experience. She previously worked at MetLife Securities, Inc. and has been associated with Astoria Federal Savings Bank since 2010. In addition to her advisory role, she serves as a notary public and is involved in Medicare supplement sales. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative annual planning relationships that include goal analysis and recommended investment strategies.

Stephen Fox is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at AXA Advisors, LLC for 21 years and Equitable Advisors LLC for 32 years. Outside of his advisory role, Fox serves on the board of the St. Benedict Prep Alumni Association and holds officer positions with Taispean Charities and the Ancient Order of Hibernians. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning supported by firm-approved software and provides specialized planning programs such as divorce, estate settlement, and employer-sponsored planning.

Claudia Ferreira is a CFP® professional affiliated with Mass Mutual Investors Services, with 17 years of experience in the financial industry. She previously worked at MetLife Securities Inc. and has been with Mass Mutual Investors Services since 2017. In addition to her advisory role, she acts as an independent insurance agent specializing in life, accident, health, and 401(k) products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide written recommendations.

Jeffrey Girsky is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 25 years of industry experience. His career includes roles at MassMutual Life Insurance Company and MetLife Securities, Inc. He is also a trustee of a family trust. MML Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations.

Shah Gorgani is a financial advisor at Mass Mutual Investors Services with 31 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. In addition to his advisory role, he is active as a broker in property and casualty insurance as well as individual life and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring client engagements as collaborative, goal-oriented relationships using firm-approved analytical tools.

William Pergola is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He holds a Series 63 designation and has worked at Metlife Securities Inc. for over four decades before joining Mass Mutual in 2016. Outside of his advisory role, he provides service and sales support to existing MetLife clients in life, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-oriented planning engagements.

Andrew Levine is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has 36 years of industry experience, including roles at MetLife Securities and Massachusetts Mutual Life Insurance Company. Levine also works as an independent insurance agent focusing on life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and strategies tailored to clients' goals.

Marc Adamek is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016. Outside of his advisory role, he owns Adamek Wealth Planning LLC, an entity established for business and tax purposes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements and various investment programs, including educational seminars.

Michael Asseng is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. His career includes long tenures at MetLife Securities Inc. and Metropolitan Life Insurance Company from 1987 to 2017, and he has been with Mass Mutual Investors Services since 2017. Additionally, he operates as an independent insurance agent specializing in disability fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, employing analytical tools like Monte Carlo simulations and automated asset-allocation software to support client goals.

Douglas Licari is a CFP® professional with 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with Massachusetts Mutual Life Insurance Company since 2016. Prior to that, he spent 18 years at Metlife Securities Inc. Licari is also a notary public and involved in insurance brokerage activities beyond his advisory role. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative, goal-oriented planning without discretionary investment authority.