Victor Falci Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 39 years of industry experience. He previously worked at Metlife Securities Inc. for 31 years before joining Mass Mutual Investors Services in 2017. In addition to his advisory role, he operates as an independent insurance agent specializing in dental, group disability income, life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations through annual collaborative engagements.

Russell Donath is a financial advisor at Mass Mutual Investors Services with 17 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at Metlife Securities Inc and National Bond and Trust. Donath also works as an independent insurance agent specializing in life, accident, health, dental, group disability income, and long-term care insurance, as well as sales of HR benefits and health insurance through Lemonade Benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and provides additional services such as wrap programs and educational seminars.

Maro Andrianou is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 33 years of industry experience. His career includes long tenures at Metlife Securities Inc. and MassMutual Life Insurance Company prior to his current role. Outside of advisory work, he operates and manages an Airbnb property. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning relationships using firm-approved analytical tools.

Aiyoung Nam is a financial advisor with Mass Mutual Investors Services, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, Nam worked at Metlife Securities Inc. for 26 years. In addition to advisory work, Nam operates as an independent insurance agent selling life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships around annual collaborative planning engagements.

James Alex is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 15 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously was with MetLife Securities for seven years. Outside of his advisory role, he is a partner with his wife in a corporation called Fuze Powertech Inc. and holds a partnership investment in a beauty salon business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual client relationships without discretionary management in the planning process.

Michael Devine is a financial advisor at MassMutual Investors Services with 37 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and has long-standing affiliations with Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company. In addition to his advisory role, he is an independent insurance agent licensed to sell life, accident, health, and property and casualty insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Steven Newman is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 39 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Outside of financial services, he serves as an executor for an estate and is a notary public. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers tailored planning using firm-approved tools and includes specialized services such as divorce planning and estate-settlement programs.

James Nikolai is a CFP® with 20 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and also serves as a financial advisor for MassMutual Life Insurance Company. Prior to that, he was employed at Metlife Securities, Inc. from 2015 to 2017. He provides ongoing service for legacy MetLife insurance policies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Bharat Didwania is a CFP® with 33 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. His prior experience includes 27 years at Metlife Securities Inc. and ongoing work with MassMutual Life Insurance. He is also engaged in servicing existing Metlife clients through life and fixed annuities sales. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative annual financial planning using firm-approved analytical tools and a range of investment and planning programs.

Brent Henig is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. He has held positions at Mass Mutual Investors Services since 2017 and previously worked at Metlife Securities, Inc. from 2015 to 2017. Outside of his advisory role, he is a co-founder of an online awards retail business, where he is involved in funding and strategic planning. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved analytical tools.

Haerok Yoon is a financial advisor at Mass Mutual Investors Services with 27 years of industry experience. He holds a Series 63 designation and has been with Mass Mutual Investors Services since 2017, following a prior role at Massachusetts Mutual Life Insurance Company beginning in 2016. In addition to his advisory work, Yoon is involved in the insurance business, providing services related to life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that delivers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and approved software tools to develop written recommendations aimed at various financial goals.

Luke Hagler is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. He has worked at Equitable Advisors and AXA Advisors prior to joining Mass Mutual. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements that utilize firm-approved tools and offers specialized services including divorce planning and employer-sponsored programs.

Eric Goldberg is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 39 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and has a background that includes roles at Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company. In addition to his advisory work, Goldberg operates as an independent insurance agent specializing in dental, group disability, life, accident, health, and property and casualty insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, ongoing planning engagements and a range of investment programs designed to address diverse client needs.

Sabu Lukose is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 27 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 20 years at Metlife Securities Inc. Lukose also operates as an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology-driven analyses to support collaborative annual planning relationships.

Robert Berkowitz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent eight years at Metlife Securities. In addition to his advisory role, he is involved in the sales of individual life, health, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to provide collaborative, goal-focused planning.