Stephen Carr is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 38 years of industry experience. He has worked with Mass Mutual since 2013 and has been associated with MML Investors Services, Inc. since 1999. Outside of his work at MassMutual, he acts as a broker for various insurance carriers through PRL Associates. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning approaches supported by technology and caters to a range of client needs, including high-net-worth and event-driven planning.

John Lavo is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 42 years of industry experience, including over 27 years with Mass Mutual Investors Services and MassMutual Life Insurance Company. He is also the owner and agent of PRL Associates, LLC, a firm involved in life, health, property/casualty, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools and structured planning engagements without discretionary investment authority.