Chris Fiorenzi is a financial advisor at Mass Mutual Investors Services with 35 years of industry experience. He holds a Series 63 designation and has worked in the financial services sector since 1989, including roles at Sun Financial Group, MetLife Securities Inc., and Massachusetts Mutual Life Insurance Company. In addition to his advisory work, he operates as an independent insurance agent specializing in disability, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop tailored financial strategies.

Robb Hageman is a financial advisor at Mass Mutual Investors Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2019, following prior roles at MassMutual Life Insurance and Ameriprise Financial Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Richard Hennessy Jr. is a financial advisor with Mass Mutual Investors Services who holds 38 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 30 years. He also maintains a role with MassMutual Life Insurance Co. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements focused on collaborative annual relationships and the use of firm-approved analytical tools.

Jeffrey Gaier is a CFP® professional with 38 years of experience currently affiliated with MassMutual Investors Services. His prior work includes six years at Greenberg & Rapp Financial Group, Inc. and M Holdings Securities, Inc. He is also active as an independent insurance broker and owns a consulting business, in addition to serving on the board of a nonprofit focused on public education and awareness in child health research. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Manny Pak is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior roles include positions at Creative Financial Group and United States Liability Insurance Group. He has also worked in educational settings, including Eastern University and Fort Lee High School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools and supports various event-driven planning programs.

Robert Hellwig is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has held roles with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 2016 and 2009, respectively. He serves as a board member of the Unitas Caritas Foundation, a nonprofit supporting his alma mater, Immaculata High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships emphasizing written recommendations and optional implementation.

Ottilia Stura is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 66 licenses. She has 24 years of industry experience, including previous roles at Raymond James Financial Services and Lakeland Financial Services. In addition to her advisory work, she is also a licensed insurance agent specializing in individual life/health and property/casualty products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes annual, collaborative planning engagements supported by firm-approved analytical tools and provides event-driven planning services such as divorce and estate settlement.

Eric Fareri is a financial advisor at MassMutual Investors Services with two years of industry experience. He holds a Series 66 designation and has worked at MassMutual Investors Services and Creative Financial Group since 2023. Prior to his financial advisory roles, he was employed at T-ROC Global and was affiliated with Monmouth University from 2019 to 2023. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning processes to offer recommendations focused on investment categories and strategies.

Scott Geer is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 designation and 29 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. MassMutual’s subsidiary, MML Investors Services, LLC, serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars. Their financial planning process involves collaborative annual engagements using firm-approved software to analyze goals and deliver written recommendations focused on investment categories and strategies.

Vincent Tagliaferri is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 28 years of industry experience, including roles at MassMutual Life Insurance Co and MetLife Securities Inc. Additionally, he works as an independent insurance agent specializing in dental, group disability income, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced analysis tools and provides event-driven planning services including estate settlement and employer-sponsored plans.

David Sharpe is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 66 designation and over 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has a long tenure at CitiStreet starting in 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Stephen Scuttaro is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has worked at MML Investors Services, LLC and MassMutual Life Insurance Company since 2022. His prior experience includes roles in real estate investment and the food service industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, utilizing firm-approved tools to deliver written recommendations tailored to client goals.

John Fiore III is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has one year of industry experience, with prior roles including positions at MassMutual Life Insurance Company and MML Investors Services, LLC. Outside of finance, he has experience working with Hercules Hauling and has a background that includes teaching roles at Trinity College and secondary schools. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, utilizing firm-approved tools and collaborative planning approaches.

Shawn Mcdonough is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds the Series 66 designation and has previously worked with Guardian Life Insurance Co, Primerica Advisors, and Cambium Group. He is also a managing partner at Rhei Private Client Group, where he provides financial planning, investment management, and insurance services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management programs using firm-approved analytical tools and emphasizes collaborative, goal-oriented planning relationships.

Carmelo Bruzzesi is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual Investors Services in 2024, he worked at MassMutual Life Insurance Co and held various roles at St. Thomas Aquinas College and Cliffside Park educational institutions. He also works as an insurance broker specializing in property and casualty coverage. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers a range of programs including educational seminars and event-driven planning services.

Seung Cho is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. He has held roles at Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 2016 and 2015, respectively. In addition to his advisory work, Cho is also an insurance agent involved in individual life, property and casualty, health, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs and educational seminars.

Fred Harraka is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience, all with MassMutual Life Insurance Co and Mass Mutual Investors Services since 2023. Outside of financial advising, Harraka owns and operates multiple dry cleaning businesses, including Westside Cleaners and Fred's Corporate Cleaners. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, software-supported planning and offers specialized event-driven planning programs.

Robert Descherer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, he is also an insurance agent specializing in individual and group life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers programs including wrap accounts, money-manager options, and educational seminars.

Jayson Decandia is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. In addition to his advisory role, he is an independent insurance agent and serves as a financial adviser for life settlements. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including money-manager options and educational seminars.

Charles Marisca is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 38 years of industry experience. He has worked with several firms including MetLife Securities, New England Securities, and Provident Mutual. In addition to his advisory role, he operates as an independent insurance agent selling various insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology to analyze client goals and provide tailored recommendations.

John Grill is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, and Certified Financial Services. Outside of his advisory work, he is employed at a local recreation center working the gym desk. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as collaborative, annual relationships that utilize firm-approved software for analysis and recommendations.

David Maschio is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 designation and 26 years of industry experience. His prior work includes positions at Metlife Securities Inc. and Massachusetts Mutual Life Insurance Company. He is also an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative planning using firm-approved analytical tools without discretionary authority.

Louis Natale is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Caruso Smith Picini, P.C., MetLife Securities, and MassMutual Life Insurance Company. He is also active as a licensed insurance agent, engaged in outside sales of life, long-term care, disability, group health, and property and casualty insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Edward Giblin is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and MetLife Resources. Outside of his advisory role, he serves as a trustee for the John J. Giblin Civic Association and is involved in insurance brokerage through Giblin Financial, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers various programs including educational seminars and event-driven planning services.

Ronald Carr Jr. is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding CFP® and ChFC® designations and over 42 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Carr serves as a trustee for multiple irrevocable life insurance trusts and is a board member of The Village School, a private Montessori school operating as a 501(c)(3) organization. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap programs, money-manager programs, and educational seminars, structuring financial planning engagements as annual, collaborative relationships without discretionary investment authority.

Robert Azzollini is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 credential and over 32 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 1997, he has also been a partner in a group life and health insurance business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, goal-oriented plans.

Chase Fabio is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles in education and various business engagements. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Joseph Locrotondo is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 63 designations. He has 12 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he serves as Director of Basketball at St. Ann Church, where he coaches and oversees basketball teams and related administration. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools to analyze client goals.

Craig Seminara is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds the Series 63 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at MassMutual Life Insurance Company and MetLife Securities Inc. Outside of his advisory role, he is involved in health and group life insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

John Lancia is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC and Pruco Securities LLC. His background also includes roles outside finance, such as working at Colony Grill and in media services at Hartwick College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software tools and offering a range of planning programs including divorce, estate-settlement, and employer-sponsored planning.

Daniel Lamego is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has concurrently worked with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. since 2016 and 2015, respectively. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Michael Liskowitz is a financial advisor at Mass Mutual Investors Services with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Mass Mutual since 2017 and at Metlife Securities since 2009. Additionally, he operates as an independent insurance agent specializing in fixed annuities, life, accident, health, long-term care, and property and casualty insurance. Mass Mutual Investors Services provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning engagements using firm-approved analytical tools and delivers recommendations primarily focused on investment strategy rather than specific product selection.

Nathan Goldwasser is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and 37 years of industry experience. He previously worked at METLIFE Securities Inc. for 18 years and has been with Mass Mutual and its affiliated firms since 2016. Outside of his advisory role, he operates an insurance brokerage business specializing in life, fixed annuities, disability, and long-term care products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, annual planning engagements.

Annmarie Miller is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 31 years of industry experience. Her work history includes over two decades at Metlife Securities Inc. and a role at Sephora as a skin care specialist. In addition to her advisory duties, she is also an insurance agent licensed in individual life, property and casualty, health, group life, group health, fixed annuities, and long-term care. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software tools and offering event-driven planning services.

Youngwoo Kwak is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 29 years of industry experience, including roles at Mass Mutual Investors Services since 2017, Massachusetts Mutual Life Insurance Company since 2016, and MetLife Securities Inc. since 2015. Outside of his advisory work, he is also an agent involved in individual and group insurance brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning and asset management services, delivering recommendations based on firm-approved tools while generally not exercising investment discretion.

Vincent Petracco is a CFP® with five years of experience at Mass Mutual Investors Services and MassMutual Life Insurance. Prior to his financial advisory career, he operated Petracco & Son's Deli for eleven years. He is also involved with the Crohn's & Colitis Foundation as a member of its Emerging Leaders, participating in fundraising events. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative planning relationships and offers a range of programs including educational seminars and specialized planning services.