Benjamin Giese is a CFP® professional with 10 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co., having previously worked at LPL Financial, First National Bank Altavista, and other firms. Giese also serves as an adjunct professor at Liberty University, teaching undergraduate courses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning relationships using firm-approved tools to analyze client goals.

Frederick Scruggs Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Mass Mutual Investors Services since 1985 and has been associated with MassMutual Life Insurance Company since 1977. Outside of his advisory role, he is an author of a book titled The Abundance Mentality Program and is involved in business coaching and consulting focused on retention, value enhancement, and customer relations. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative annual engagements and firm-approved analytical tools to recommend investment strategies without discretionary authority.

Sarah Scruggs Reddell is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Mass Mutual Investors Services since 2015. In addition to her advisory work, she owns a retail sales business called Sarah's Art and serves as a benefits manager for a group health insurance company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software and also provides specialized planning programs such as divorce and estate-settlement planning.