Jeffrey Kammeraad is a financial advisor with Mass Mutual Investors Services in Holland, MI, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience and has been with Mass Mutual and its affiliates since 1989. Outside of advising, he works occasionally as an agent for disability and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software and collaborative annual planning engagements.

Zachary Kammeraad is a CFP® professional with five years of industry experience, currently associated with Mass Mutual Investors Services. He has worked with MassMutual Life Insurance Co since 2021 and previously spent four years at Calvin University. Outside of his advisory role, he serves as Treasurer for Egress Endurance, a nonprofit focused on helping individuals overcome addiction through sports. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved software and delivers recommendations tailored to clients' goals.