Josephine Olmstead is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Equitable Advisors LLC and Prudential Insurance Company of America. Olmstead serves on the boards of the Normal To Be Fit Charitable Foundation and the Houston Taiwan Institute for Senior Citizens. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved analytical tools to deliver collaborative, written recommendations.

Steven Carter is a financial advisor with Mass Mutual Investors Services in Houston, TX. He holds the Series 66 and Series 63 designations and has three years of industry experience. Prior to his current role, he worked at JP Morgan Chase Bank and J.P. Morgan Securities. He has also been involved with the BIPOC Arts Network and Fund. Mass Mutual Investors Services is an SEC-registered broker-dealer and investment adviser that offers financial planning and asset management to individuals, business owners, and charitable organizations. The firm uses firm-approved software and analytical tools to support collaborative, annual financial planning engagements.