Josephine Olmstead is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Equitable Advisors LLC and Prudential Insurance Company of America. Olmstead serves on the boards of the Normal To Be Fit Charitable Foundation and the Houston Taiwan Institute for Senior Citizens. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved analytical tools to deliver collaborative, written recommendations.

Steven Carter is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Mass Mutual, he worked at J.P. Morgan Chase Bank and J.P. Morgan Securities. His background includes involvement with the BIPOC Arts Network and Fund and Project Row Houses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning relationships using firm-approved tools and emphasizes event-driven planning programs such as divorce and estate settlement.