Timothy Feola is a financial advisor with MassMutual Investors Services, holding a CFP® designation and Securities Series 65 and 63 licenses. He has three years of industry experience, including roles at Key Investment Services LLC and AE Wealth Management, LLC. Outside of his advisory work, he is involved with Alto Financial Group, where he sells and services life insurance and annuity contracts. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through collaborative, annual engagements that use firm-approved analytical tools.

Benjamin Bagnato is a financial advisor with Mass Mutual Investors Services, holding CFP® and Series 63 designations and bringing 12 years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2014 to 2024. In addition to his advisory role, he operates BFB Resources, LLC, an S-Corp structure for financial planning and wealth management services, and is also licensed as an insurance agent for life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars, with an emphasis on collaborative, annual planning engagements that utilize firm-approved tools and do not grant investment discretion to advisers.