Charles Betz is a financial advisor with MassMutual Investors Services holding a Series 66 credential and two years of industry experience. He has worked at MassMutual Life Insurance Company and MML Investors Services since 2021. Betz also owns Betz Financial Services LLC, a consulting business that assists advisors at his firm with lead generation, new business processing, and improving marketability. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management programs, and educational seminars.

Thomas Julian is a financial advisor at Mass Mutual Investors Services with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously with MetLife Securities Inc. Since 2021, he has served as treasurer of St. Matthew Orthodox Church, managing financial responsibilities for the nonprofit. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing planning through collaborative, annual engagements using firm-approved tools to deliver written recommendations.

Matthew Kletti is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company, where he has worked since 2016. Outside of finance, he is a part owner of Appleton Beer Factory, a restaurant and bar where he is involved in marketing and brewing activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software for goal analysis and delivering written recommendations without discretionary investment authority.

Todd Hietpas is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Additionally, he is a partner in a full-service local CPA firm, VVH & Associates, LLP, where he has worked since 1999. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using firm-approved analytical tools.