Frederick Denitz is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding the ChFC® and Series 66 designations and bringing 22 years of industry experience. His career includes roles at MassMutual Life Insurance Company and Northwestern Mutual in various capacities from 2009 to 2017. He is also involved in insurance brokerage through Lenox Advisors, Inc., focusing on individual and group life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing tools like Monte Carlo simulations and automated asset-allocation to support annual, collaborative client relationships.

Swastik Deshpande is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation and three years of industry experience. His prior roles include positions at LPL Financial LLC and Lenox Advisors. He also serves as a Relationship Manager for Lenox Advisors, Inc., where he is involved in the sale of life, accident, and health insurance products. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers specialized programs, including divorce and estate-settlement planning.

Mary Schroeder is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked with MML Investor Services, Lenox Advisors, and Mass Mutual Life Insurance Company since 2011. Outside of advisory roles, she is active as an insurance agent involved in life, health, disability, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers tailored financial planning, asset management, and educational seminars, utilizing firm-approved software and structured, collaborative annual planning engagements.

Kyle Rayder is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and six years of industry experience. His work history includes roles at MML Investors Services, LLC, Mass Mutual Life Insurance Company, and Lenox Advisors, as well as prior experience at Equitable Advisors, AXA Advisors, and the Rayder Law Firm. Outside of advisory work, he serves as a relationship manager for life and health insurance at Lenox Advisors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management using firm-approved tools and offers specialized services such as divorce planning and event-driven planning programs.

James Politis is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Northwestern Mutual Wealth Management Company and The Chefs Warehouse. Outside of advising, he serves as secretary for a homeowners association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved software and collaborative planning methods to deliver tailored recommendations without investment discretion.

Jake Hoffman is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. He holds the Series 66 designation and has been in the industry since 2026. Prior to joining Mass Mutual, he worked at Lenox Advisors and had roles at UCLA and San Diego Mesa College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing analytical tools to structure collaborative, annual client relationships.

Andre Sevilla is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding the Series 66 designation and two years of industry experience. Prior to joining MassMutual, he studied at the University of California, Santa Barbara. Outside of his advisory role, he works as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide written recommendations.

Ronald Sosa is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 credential and one year of industry experience. His prior roles include positions at Lenox Advisors, Inc., MassMutual Life Insurance Co, and MML Investors Services, LLC. Outside of advising, he is also an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that utilize firm-approved tools to analyze client goals and deliver written recommendations.

Steven Dauglash is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 credential and having three years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2022. In addition to his advisory role, he works as a relationship manager involved in outside insurance sales, including life, disability, long-term care, fixed annuities, and health products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software tools to analyze client goals and offers event-driven planning programs alongside educational seminars.

Edgar Whitmore III is a financial advisor with MassMutual Investors Services in Los Angeles, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 32 years of industry experience and has been with MassMutual and its affiliated entities since 2008. Outside of his advisory role, he is also an insurance agent. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Niccolas Hernandez is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Equitable Advisors LLC and involvement in the hospitality and entertainment sectors. Hernandez also has outside business activities in insurance sales through Lenox Advisors, Inc. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved analytical tools and offering a range of investment and planning programs.

Zachary Ayala is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation. He has been with the firm since 2025 and previously worked at Northwestern Mutual Investment Management and other financial and non-financial roles. He is also an insurance broker with Lenox Advisors, involved in life, disability, long-term care, fixed annuities, and health insurance sales. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized services such as divorce planning and estate-settlement programs.

Zeynep Karadeniz is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Equitable Advisors and AXA-Advisors, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements that utilize firm-approved analytical tools and provides event-driven planning services including divorce and estate-settlement planning.

Daniel Oh is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and over 20 years of industry experience. He has worked with AXA Advisors, LLC and Equitable Advisors from 2005 to 2020 before joining Mass Mutual and Lenox Advisors, where he serves as Senior Vice President specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements supported by firm-approved analytical tools and educational seminars.

Maria Abou Nassar is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation and with one year of industry experience. Prior to her current role beginning in 2024, she was self-employed for nine years and has experience in insurance brokerage. Outside of financial advising, she is also involved in photography, providing photographic and editing services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved software and provides various programs including estate and employer-sponsored planning.

Tyler An is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 credential and three years of industry experience. His prior experience includes a role with USC Athletics and various positions held while completing his education. He also serves as a relationship manager in outside insurance, focusing on life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and supports clients with educational seminars and specialized event-driven planning services.

Brian Mayhall is a financial advisor with MassMutual Investors Services in Los Angeles, California. He holds Series 63 and Series 66 licenses and has seven years of industry experience, including prior roles at New York Life Insurance Co and Eagle Strategies. Mayhall serves as a non-compensated board member for the Youth Science Center, a nonprofit organization. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements and provides a range of programs including estate-settlement and employer-sponsored planning.

Christopher Lu is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Epic Systems and the University of Southern California. Lu also holds an outside insurance sales role as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and educational seminars, with investment recommendations typically focused on categories and strategies rather than specific products.

Matthew Kogan is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. Before joining Mass Mutual Investors Services and its affiliates in 2021, he worked at Equitable Advisors and Axa Advisors. He also has a background that includes roles outside finance, such as in legal education and retail. Kogan serves as a relationship manager with Lenox Advisors, Inc., focusing on life and health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as collaborative annual relationships that use firm-approved tools to analyze client goals and recommend investment strategies.

Arthur Akopyan is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 credential and two years of industry experience. He has held roles at Mass Mutual Investors Services, Lenox Advisors, and MassMutual Life Insurance Co since 2023. Outside of his advisory work, Akopyan serves as a Relationship Manager for Lenox Advisors, focusing on the sale of life, disability, long-term care, and health insurance products. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved analytical tools, alongside asset management and educational programs.

Tejwant Brar is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual, he worked at J. B. Hunt and Enterprise. He is also a relationship manager involved in the sale of life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved software and offers specialized planning services including estate-settlement and employer-sponsored programs.

Joseph Kim is a Series 66 licensed financial advisor with seven years of industry experience. He has worked with Mass Mutual Investors Services, Lenox Advisors, and Mass Mutual Life Insurance Company since 2021, and previously held positions at Equitable Advisors, AXA Advisors, and Vapor Amor, LLC. In addition to his advisory roles, he serves as a Relationship Manager for life and health insurance with Lenox Advisors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools and also provides specialized planning services such as divorce and estate-settlement planning.

Matthew Minshall is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and two years of industry experience. Prior to his current role, he has worked with firms including Equitable Advisors and Thrivent Financial. Outside of finance, he is involved as a producer and co-owner of The Art Factory LLC and serves as co-owner and partner of Stolen Roots Inc., a winery. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, using firm-approved software and a collaborative approach to develop tailored recommendations.

Gabriel Kahler is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has prior experience working at Lenox Advisors, Inc., MassMutual Life Insurance Company, and as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health products. Before entering the financial industry, he spent four years at Azusa Pacific University and DoorDash, and four years at Bear Creek High School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software and collaborative planning processes to deliver tailored financial recommendations.

Gabriel Martinez is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to his current role, he worked at Lenox Advisors, Inc. and held various positions during his education and early career in Los Angeles, CA. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships using firm-approved tools to analyze client goals and deliver written recommendations.

William Basel is a CFP® professional with 16 years of experience, currently serving at Mass Mutual Investors Services in Los Angeles. He has been with Mass Mutual and its affiliated entities since 2015. In addition to his advisory role, he is licensed as an insurance agent specializing in individual life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and related services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, utilizing collaborative, software-supported planning processes without investment discretion.

Jeffrey Edwards is a CFP®-certified financial advisor with 23 years of industry experience. He is currently affiliated with Mass Mutual Investors Services and its related entities, having joined in 2023. Prior to this, he worked at Atlas Financial Planning, LLC and Northwestern Mutual in various roles spanning over a decade. In addition to his advisory work, Edwards serves as a relationship manager involved in outside insurance sales, including life, disability, long-term care, fixed annuities, and health products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved analytical tools to develop collaborative, annual financial planning engagements focusing on investment categories and strategies.

David Wing is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has prior work experience with the New York Islanders Hockey Club and academic positions at the University of Southern California and El Camino College. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, educational seminars, and event-driven planning services such as divorce and estate settlement planning.

Guillermo Castro Aguirre is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has worked with firms including Lenox Advisors, Inc. and Cardinal Group. Outside of advising, he serves as a relationship manager involved in insurance sales, covering life, disability, long-term care, fixed annuities, and health products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-based planning supported by technology and a range of educational and event-driven planning programs.

Ana Mayhall is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding Series 63 and Series 65 credentials and three years of industry experience. She previously worked at New York Life Insurance Company and Quinn Company. Outside of her advisory role, she serves as treasurer for the Ladera Palma Parent Teacher Association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved tools and supports investment implementation through brokerage or insurance arrangements.